2408 Big Pine Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2408 Big Pine Ter, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details1,000 sqft · built 1960
Lot Size0.16 acres (6,965 sqft)
OwnerIndividual Name on Record
Last Sale$173,821 (Aug 2026)
Tax Bill$1,004 (2025)
Deeds & MortgagesAug 2026 Mortgage
Oct 2023 Mortgage
+ 1 more
APN06-5.0-21-001-002-060.000

Property Details

APN / Parcel Number

Primary APN06-5.0-21-001-002-060.000

Interior

Building Area1,000 sqft Base Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area6,965 sqft (0.16 acres)
Lot Dimensions99.5 ft deep x 70 ft wide

Location & Zoning

Street Address2408 BIG PINE TER
CitySAINT JOSEPH
StateMO
Zip64503-3117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:BIG PINE EXTENSION LOT:23 BLK:LGL DESC:
Legal SubdivisionBIG PINE EXTENSION
Legal Lot Number23
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3002
Census Tract1800

Owner

Source: Buchanan County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2408 BIG PINE TER, SAINT JOSEPH, MO 64503-3117
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Warranty Deed, Transfer · Conventional Mortgage
US BANK
Oct 5, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 26, 2021Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2026 · Amount on Record
Deed SaleAug 12, 2026 · Amount on Record
Prior SaleOct 26, 2021 · Amount on Record
Deed Document Number20266653
Deed Book / Page3821 / 393
Prior Transfer DateJun 1, 2006
Prior Transfer Doc02903/0916
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateAug 12, 2026
Property Address2408 BIG PINE TER, SAINT JOSEPH, MO 64503-3117
Document Number0000006653
Book / Page3821 / 393
Instrument DateAug 7, 2026
Instrument20266653
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006654,
DateAug 12, 2026
Book Page3821/394
Instrument20266654
Lender
NameUS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000006655,
DateAug 12, 2026
Book Page3821/395
Instrument20266655
Lender
NameUS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2408 BIG PINE TER, SAINT JOSEPH, MO 64503-3117
Transaction TypeMortgage
Record UpdatedOct 20, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 BIG PINE TER, SAINT JOSEPH, MO 64503-3117

Mortgage

Document Number003791/324
DateOct 5, 2023
Book Page3791/324
Instrument2023007876
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateOct 26, 2021
Property Address2408 BIG PINE TER, SAINT JOSEPH, MO 64503-3117
Document Number3769/42
Book / Page3769 / 42
Instrument DateOct 25, 2021
Instrument2021011746
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2727 S 25TH ST, 2727, SAINT JOSEPH, MO 64503-3146

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 BIG PINE TER, SAINT JOSEPH, MO 64503-3117

Mortgage

Document Number2021011747
DateOct 26, 2021
Instrument2021011747
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,004.00$13,970 (+5.91%) Land $2,850 Building $11,120$73,520 (+5.94%) Land $15,000 Building $58,520
2024$1,004.00 (+15.54%)
2023$869.00 (-0.69%)$13,190 (-) Land $2,850 Building $10,340$69,400 (-) Land $15,000 Building $54,400
2022$875.00$13,190 Land $2,850 Building $10,340
2021$69,400 Land $15,000 Building $54,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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