2408 Schramm Rd, Indian River, MI 49749 Property Records

Cheboygan County property record for 2408 Schramm Rd, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1988
Lot Size	10.5 acres (458,251 sqft)
Owner	Individual Name on Record
Last Sale	$207,030 (Oct 2023)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`130-034-400-008-01`

Property Details

APN / Parcel Number

Primary APN	`130-034-400-008-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,568 sqft Building Perimeter
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	458,251 sqft (10.5 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2408 SCHRAMM RD
City	INDIAN RIVER
State	MI
Zip	49749-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR OF SW1/4 OF SE1/4, SEC 34, T36N,R2W ; TH E 348FT TO POB; TH N 805FT; TH E 543FT; TH S 805 FT; TH W 543FT TO POB.
Legal Range	02W
Legal Township	036
Legal Section	34
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	MULLETT
Census Block Group	4
Census Block	4018
Census Tract	960500

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2408 SCHRAMM RD, INDIAN RIVER, MI 49749-9521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Jan 24, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Jan 24, 2023
Deed Book / Page	1517 / 234
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 3, 2023
Property Address	2408 SCHRAMM RD, INDIAN RIVER, MI 49749-9521
Document Number	001517/234
Book / Page	1517 / 234
Instrument Date	Sep 27, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7954 LAVENDER LN, JACKSONVILLE, FL 32244-6168

Mortgage

Document Number	0001517236
Date	Oct 3, 2023
Instrument	1517/236

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 24, 2023
Property Address	2408 SCHRAMM RD, INDIAN RIVER, MI 49749-9521
Document Number	001501/327
Book / Page	1501 / 327
Instrument Date	Jan 24, 2023
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5202 S HOLLAND RD, SHERIDAN, MI 48884-8339

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Mullett Township
Unified School District	Inland Lakes Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,900 (+62.21%)	$225,800 (+62.21%)
2025	$1,988.00 (+114.46%)
2023		$69,600	$139,200
2022	$927.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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