2230 Schramm Rd, Indian River, MI 49749 Property Records

Cheboygan County property record for 2230 Schramm Rd, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1966
Lot Size	22.9 acres (999,266 sqft)
Owner	Company Name on Record
Last Sale	$10,000 (Aug 2025)
Tax Bill	$3,600 (2025)
Deeds & Mortgages	Aug 2022 Sale Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`130-034-400-004-01`

Property Details

APN / Parcel Number

Primary APN	`130-034-400-004-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	999,266 sqft (22.9 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2230 SCHRAMM RD
City	INDIAN RIVER
State	MI
Zip	49749-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE 1/4 OF SE 1/4 SEC 34 EXC: COM SE COR SEC 34 TH N 85D 41M W 495 FT TH N 4D 45M 22S E 1312.91 FT TH S 86D 39M 42S E 498 FT
Legal Range	02W
Legal Township	36N
Legal Section	34
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	MULLETT
Census Block Group	4
Census Block	4018
Census Tract	960500

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2230 SCHRAMM RD, INDIAN RIVER, MI 49749-9521
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Book / Page	1560 / 711
Prior Transfer Date	Aug 4, 2025
Prior Transfer Doc	001560/711
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 16, 2022
Property Address	2230 SCHRAMM RD, INDIAN RIVER, MI 49749-9521
Document Number	001490/845
Book / Page	1490 / 845
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 N WALKER RD, AFTON, MI 49705-9758

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Mar 18, 2022
Property Address	2230 SCHRAMM RD, INDIAN RIVER, MI 49749-9521
Document Number	001478/302
Book / Page	1478 / 302
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2230 SCHRAMM RD, INDIAN RIVER, MI 49749-9521

Mortgage

Document Number	0001478304
Date	Mar 18, 2022
Instrument	1478/304

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Mullett Township
Unified School District	Inland Lakes Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,600 (+34.78%)	$223,200 (+34.78%)
2025	$3,600.00 (+376.19%)
2023		$82,800	$165,600
2022	$756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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