Oakland County property record for 2408 Rowland Ave, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,096 sqft · built 1957 |
| Lot Size | 0.095 acres (4,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Sep 2022) |
| Tax Bill | $2,896 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-23-380-012 |
| Primary APN | 72-25-23-380-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Basement Area | 1,096 sqft |
| Unfinished Basement | 1,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,138 sqft (0.095 acres) |
| Lot Dimensions | 103 ft deep x 40 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 111 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2408 ROWLAND AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-4710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 23 ELMCREST SUB LOT 99 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 23 |
| Legal Subdivision | ELMCREST |
| Legal Lot Number | 99 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 184700 |
2408 Rowland Ave is owned and occupied by an individual who bought it in September 2022.
Source: Oakland County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2408 ROWLAND AVE, ROYAL OAK, MI 48067-4710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| May 9, 2018 | Warranty Deed, Transfer · FHA Mortgage 1 IAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on File |
| Deed Sale | Sep 19, 2022 · Amount on File |
| Prior Sale | Dec 18, 2020 · Amount on File |
| Deed Document Number | 2022445646 |
| Deed Book / Page | 58121 / 165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 19, 2022 |
| Property Address | 2408 ROWLAND AVE, ROYAL OAK, MI 48067-4710 |
| Document Number | 0000445646 |
| Book / Page | 58121 / 165 |
| Map Reference | LB 38 PG 10 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 445646 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31831 GRAND RIVER AVE # AVE30, 31831, FARMINGTON, MI 48336-4137 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1015 RABBIT RUN CIR, ANN ARBOR, MI 48103-8712 |
| Document Number | 0058120532 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 58120/532 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2408 ROWLAND AVE, ROYAL OAK, MI 48067-4710 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 2408 ROWLAND AVE, ROYAL OAK, MI 48067-4710 |
| Document Number | 0000223794 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 56866/873 |
| Instrument | 223794 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 18, 2020 |
| Property Address | 2408 ROWLAND AVE, ROYAL OAK, MI 48067-4710 |
| Document Number | 0000215640 |
| Book / Page | 055365 / 000446 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 215640 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2021 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25470 LINCOLN TERRACE DR OAK PARK MI 482371274, OAK PARK, MI 48237-1274 |
| Document Number | 275957 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 055407/000447 |
| Instrument | 275957 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 17, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 9, 2018 |
| Property Address | 2408 ROWLAND AVE, ROYAL OAK, MI 48067-4710 |
| Document Number | 0000077876 |
| Book / Page | 51795 / 00026 |
| Map Reference | LB 38 PG 10 |
| Instrument Date | May 2, 2018 |
| Instrument | 77876 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,311.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 560 E ELLEN ST, 560, FENTON, MI 48430-2246 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2408 ROWLAND AVE, ROYAL OAK, MI 48067-4710 |
| Document Number | 0000077877 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 77877 |
| Name | 1 IAA FSB |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 2408 Rowland Ave was $2,896 with a homeowner's exemption, down 22.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,896.00 (-22.07%) Homeowner's exemption | $107,580 | $215,160 |
| 2024 | $3,716.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2408 Rowland Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2408 Rowland Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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