2408 Phyllis Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 2408 Phyllis Dr, Copperas Cove, TX 76522

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,368 sqft · built 1986
Lot Size0.247 acres (10,758 sqft)
Owner2 Individual Names on File
Last Sale$92,100 (Nov 2009)
Deeds & MortgagesFeb 2024 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1-67-17-0980

Property Details

APN / Parcel Number

Primary APN1-67-17-0980
Alternative APN
  • 124260

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area1,874 sqft
1st Floor Area1,368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area10,758 sqft (0.247 acres)
Lot Dimensions120 ft deep x 90 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area340 sqft
Deck Area276 sqft
Patio Area276 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2408 PHYLLIS DR
CityCOPPERAS COVE
StateTX
Zip76522-4305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAMBLEWOOD ESTATES, BLOCK 5, LOT 17, ACRES .247
Legal SubdivisionRAMBLEWOOD ESTATES
Legal Tract17
Legal Block5
Legal Lot Number17
JurisdictionCORYELL TX
Township / Civil DivisionCOPPERAS COVE
Census Block Group1
Census Block1024
Census Tract10802

Owner

2408 Phyllis Dr is owned and occupied by two individuals who bought it in November 2009.

Source: Coryell County records, as of May 26, 2026

Owner of Record2 Individual Names on File
Mailing Address2408 PHYLLIS DR, COPPERAS COVE, TX 76522-4305
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2024Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Apr 30, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2009 · Amount on File
Deed SaleNov 2, 2009 · Amount on File
Deed Document Number2009231918
Prior Transfer DateOct 11, 2009
Prior Transfer Doc231918
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORYELL TX
Property Address2408 PHYLLIS DR, COPPERAS COVE, TX 76522-4305
Transaction TypeMortgage
Record UpdatedMar 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 PHYLLIS DR, COPPERAS COVE, TX 76522-4305

Mortgage

Document Number0000370832
DateFeb 5, 2024
Instrument370832
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2054

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORYELL TX
Property Address2408 PHYLLIS DR, COPPERAS COVE, TX 76522-4305
Transaction TypeMortgage
Record UpdatedMay 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number306520
DateApr 30, 2018
Instrument306520
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2033

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCoryell County
MunicipalityCopperas Cove City
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Senior Citizen's exemption Veteran's exemption$158,873$180,920 Land $32,500 Building $148,420
2023$183,190 Land $32,500 Building $150,690$183,190 Land $32,500 Building $150,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2408 Phyllis Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims10 (1986–2010)
Claims Outside the SFHA9 of 10
Most Recent ClaimSep 2010 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2408 Phyllis Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COPPERAS COVE
serves 41,669 people · EPA ID TX0500001
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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