2403 Phyllis Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 2403 Phyllis Dr, Copperas Cove, TX 76522

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,316 sqft · built 1986
Lot Size0.413 acres (18,000 sqft)
OwnerIndividual Name on File
Tax Bill$3,395 (2025)
Deeds & MortgagesNov 2025 Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN1-67-17-0220

Property Details

APN / Parcel Number

Primary APN1-67-17-0220
Alternative APN
  • 124184

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,316 sqft Living Area
Gross Area1,756 sqft
1st Floor Area1,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area18,000 sqft (0.413 acres)
Lot Dimensions225 ft deep x 80 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2403 PHYLLIS DR
CityCOPPERAS COVE
StateTX
Zip76522-4306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAMBLEWOOD ESTATES, BLOCK 2, LOT 2, ACRES .4132
Legal SubdivisionRAMBLEWOOD ESTATES
Legal Tract2
Legal Block2
Legal Lot Number2
JurisdictionCORYELL TX
Township / Civil DivisionCOPPERAS COVE
Census Block Group1
Census Block1013
Census Tract10803

Owner

2403 Phyllis Dr is owned by an individual who acquired it in October 2019.

Source: Coryell County records, as of May 26, 2026

Owner of RecordIndividual Name on File
Mailing Address60 WATERSTONE CRES SE, AIRDRIE AB T4B2E5
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · Commercial Mortgage
CADENCE BANK NA
Oct 1, 2019Warranty Deed, Transfer
FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2019
Deed SaleOct 1, 2019
Deed Document Number2019320606
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORYELL TX
Property Address2403 PHYLLIS DR, COPPERAS COVE, TX 76522-4306
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1262 COUNTY ROAD 4620, KEMPNER, TX 76539-5800

Mortgage

Document Number0000388227
DateNov 12, 2025
Instrument388227
Lender
NameCADENCE BANK NA
TypeBank
Address50 S MAIN ST, SALADO, TX 76571
Agreement
TypeCommercial Mortgage
AmountAmount on Record

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORYELL TX
Recording DateOct 1, 2019
Property Address2403 PHYLLIS DR, COPPERAS COVE, TX 76522-4306
Document Number320606
Map ReferenceVOL 4 PG 31
Instrument DateSep 26, 2019
Instrument320606
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyFIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1425 FAIRMOUNT AVE, 1425, SAINT PAUL, MN 55105-2304

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 WATERSTONE ACRES, AIRDRIF XX

Tax Assessment & Valuation

The 2025 property tax bill for 2403 Phyllis Dr was $3,395, up 3.6% from the year before.

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCoryell County
MunicipalityCopperas Cove City
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,395.00 (+3.57%) Homeowner's exemption$168,520 Land $32,500 Building $136,020$168,520 Land $32,500 Building $136,020
2024$3,278.00 (-3.47%)
2023$3,396.00 (+11.86%) Homeowner's exemption$172,500 Land $32,500 Building $140,000$172,500 Land $32,500 Building $140,000
2022$3,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2403 Phyllis Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims7 (1993–2019)
Claims Outside the SFHA7 of 7
Most Recent ClaimJun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2403 Phyllis Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COPPERAS COVE
serves 41,669 people · EPA ID TX0500001
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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