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2408 N 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 2408 N 3rd St, Effingham, IL 62401

Property Summary

Property TypeCommercial
Details1,846 sqft · built 2013
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Nov 2012)
Tax Bill$11,813 (2025)
Flood ZoneZone X (minimal risk)
APN03-11-016-142

Property Details

APN / Parcel Number

Primary APN03-11-016-142

Interior

Building Area1,846 sqft Base Area
1st Floor Area1,846 sqft
Basement Area1,846 sqft
Unfinished Basement1,846 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area41,818 sqft (0.96 acres)

Location & Zoning

Street Address2408 N 3RD ST
CityEFFINGHAM
StateIL
Zip62401-3057
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 1 TRAILWAYS SUBD EXCEPT RD ROW 2900/110 2900/107 2867/255 2590/143 2408/42 2408/39 2371/160 2146/77 2048/133 1366/01 1328
Legal SubdivisionTRAILWAYS SUBDIVISION
Legal Lot Number1
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1036
Census Tract950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16262 N 1325TH ST, EFFINGHAM, IL 62401-5359
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2012 · Amount on Record
Deed SaleNov 30, 2012 · Amount on Record
Deed Document Number20121206760
Deed Book / Page2900 / 110
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,813.00 (+12.47%)$209,690 (+33.43%) Land $68,980 Building $140,710$629,070 (+33.43%) Land $206,940 Building $422,130
2022$10,503.00$157,150 Land $50,460 Building $106,690$471,450 Land $151,380 Building $320,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
GigFire
Fixed Wireless		150 / 130

May also be available: T-Mobile, Verizon, Wisper ISP.

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