1320 N 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 1320 N 3rd St, Effingham, IL 62401

Property Summary

Property Type	Commercial
Details	8,445 sqft · built 2022
Lot Size	5.8 acres (252,648 sqft)
Owner	Company Name on File
Last Sale	$19,400 (Mar 2003)
Tax Bill	$44,366 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-11-016-057`

Property Details

APN / Parcel Number

Primary APN	`03-11-016-057`

Interior

Building Area	8,445 sqft Base Area
1st Floor Area	8,445 sqft
Basement Area	8,445 sqft
Unfinished Basement	8,445 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	252,648 sqft (5.8 acres)

Location & Zoning

Street Address	1320 N 3RD ST
City	EFFINGHAM
State	IL
Zip	62401-3063
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SE NW E OF RT 45 & S OF I-70 3663/30 3660/213 1868/132 1723/150 1014/194 993/248 993/244 922/107 984/2
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1057
Census Tract	950600

Owner

1320 N 3rd St, a commercial property, is owned by a company that acquired it in April 2026.

Source: Effingham County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	4705 S 129TH EAST AVE, TULSA, OK 74134-7005
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 3, 2021	Warranty Deed, Transfer FOREHAND TITLE COMPANY, MOREHEAD TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2003 · Amount on File
Deed Sale	Mar 14, 2003 · Amount on File
Deed Document Number	20032031957
Last Transfer Date	Apr 20, 2026
Transfer Doc	0000001603
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 4, 2026
Property Address	1320 N 3RD ST, EFFINGHAM, IL 62401-3063
Document Number	0000001603
Instrument Date	Apr 20, 2026
Instrument	20261603
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 3, 2021
Property Address	FITZPATRICK WAY, EFFINGHAM, IL 62401
Document Number	0003663/30
Book / Page	3663 / 30
Instrument Date	Feb 4, 2021
Instrument	202121001038
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	FOREHAND TITLE COMPANY, MOREHEAD TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,326.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3475, TULSA, OK 74101-3475
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1320 N 3rd St was $44,366, down 8.1% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$44,366.00 (-8.15%)	$787,470 (+1%) Land $97,680 Building $689,790	$2,362,410 (+1%) Land $293,040 Building $2,069,370
2024	$48,302.00	$715,880 Land $88,800 Building $627,080	$2,147,640 Land $266,400 Building $1,881,240
2022	$256.00	$74,060 Land $74,060	$222,180 Land $222,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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