2408 Mill Race Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2408 Mill Race Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	4 ba · 3,316 sqft · built 2012
Lot Size	0.088 acres (3,840 sqft)
Owner	Individual Name on Record
Last Sale	$559,000 (Jun 2021)
Tax Bill	$9,742 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-588281`

Property Details

APN / Parcel Number

Primary APN	`02-588281`
Alternative APN	`588281`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,316 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Gas Log

Exterior

Year Built	Built 2012
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	3,840 sqft (0.088 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Account Number	588281
Street Address	2408 MILL RACE RD
City	FREDERICK
State	MD
Zip	21701-6813
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 9 PLAT 19 SECTIO 3840 SQ FT MILL ISLAND AT WORMANS M
Legal Subdivision	MILL ISLAND/WORMANS MILL SEC
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1018
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2408 MILL RACE RD, FREDERICK, MD 21701-6813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Oct 17, 2016 · Amount on Record
Deed Document Number	0001502276
Deed Book / Page	15022 / 76
Record Updated	Jun 7, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 24, 2021
Property Address	2408 MILL RACE RD, FREDERICK, MD 21701-6813
Document Number	0150220076
Book / Page	15022 / 76
Map Reference	MB 89 PL 130
Instrument Date	Jun 7, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2408 MILL RACE RD, FREDERICK, MD 21701-6813

Mortgage

Document Number	0001502281
Date	Jun 24, 2021
Instrument	15022/81

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,742.00	$537,067	$614,400 Land $90,000 Building $524,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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