2408 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2408 E 5th St, Charlotte, NC 28204 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,938 sqft · built 1935
Lot Size0.199 acres (8,688 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Oct 2022)
Tax Bill$7,144 (2023)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jan 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN127-136-10

Property Details

APN / Parcel Number

Primary APN127-136-10

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,938 sqft Heated Area
Gross Area1,829 sqft
1st Floor Area1,334 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,688 sqft (0.199 acres)
Garage Area360 sqft
PorchPorch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-136-10
Street Address2408 E 5TH ST
CityCHARLOTTE
StateNC
Zip28204-4339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL3 B15 M3-13
Legal SubdivisionROSEMONT
Legal Block15
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract2400

Owner

Source: Mecklenburg County records · APN 127-136-10

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2408 E 5TH ST, CHARLOTTE, NC 28204-4339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE
Jan 09, 2023Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 14, 2022Warranty Deed, Transfer
CARDINAL TITLE CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Prior SaleDec 12, 2003 · Amount on Record
Deed Document Number0037712872
Deed Book / Page37712 / 872
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 16, 2026
Property Address2408 E 5TH ST, CHARLOTTE, NC 28204-4339
Document Number0000075841
Book / Page40575 / 966
Instrument DateJul 16, 2026
Instrument202675841
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyATLANTIC CAROLINAS TITLE LLC, ATLANTIC CAROLINAS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$284,315.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 E 5TH ST, CHARLOTTE, NC 28204-4339

Mortgage

Document Number0000075842,
DateJul 16, 2026
Instrument202675842
Lender
NameATLANTIC BAY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2408 E 5TH ST, CHARLOTTE, NC 28204-4339
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 E 5TH ST B, B, CHARLOTTE, NC 28204-4339

Mortgage

Document Number0000001824
DateJan 09, 2023
Book Page37874/611
Instrument2023001824
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressELGIN, IL 60124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateFeb 01, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.2%
IndexOther
Max Rate10.2%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 14, 2022
Property Address2408 E 5TH ST, CHARLOTTE, NC 28204-4339
Document Number0000142919
Book / Page37712 / 872
Map ReferenceMB 3 PG 13
Instrument DateOct 10, 2022
Instrument2022142919
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyCARDINAL TITLE CENTER LLC

Transaction

AmountAmount Recorded
Tax$1,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1007 N FEDERAL HWY, FORT LAUDERDALE, FL 33304-1422

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 E 5TH ST, CHARLOTTE, NC 28204-4339

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190024002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies21 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number