Mecklenburg County property record for 2406 E 5th St, Charlotte, NC 28204
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,254 sqft · built 1935 |
| Lot Size | 0.206 acres (8,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Nov 2023) |
| Tax Bill | $2,154 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-136-14 |
| Primary APN | 127-136-14 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,254 sqft Heated Area |
| Gross Area | 1,398 sqft |
| 1st Floor Area | 654 sqft |
| Upper Floors Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,996 sqft (0.206 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 127-136-14 |
|---|---|
| Street Address | 2406 E 5TH ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-4339 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R5 |
| Legal Description | UNIT 2406 U/F 456 |
| Legal Subdivision | COTTAGE PARK CONDO |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elizabeth Historic District listed 1989 · 893 contributing resources · NRIS 88003003 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mecklenburg County records, as of December 5, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2406 E 5TH ST, CHARLOTTE, NC 28204-4339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 18, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on Record |
| Deed Sale | Nov 15, 2023 · Amount on Record |
| Prior Sale | Jul 18, 2023 · Amount on Record |
| Deed Document Number | 2023108344 |
| Deed Book / Page | 38485 / 650 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2406 E 5TH ST, CHARLOTTE, NC 28204-4339 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2406 E 5TH ST, CHARLOTTE, NC 28204-4339 |
| Document Number | 0000003884 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 40136/118 |
| Instrument | 2026003884 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 15, 2023 |
| Property Address | 2406 E 5TH ST, CHARLOTTE, NC 28204-4339 |
| Document Number | 0000108344 |
| Book / Page | 38485 / 650 |
| Map Reference | MB 9722 PG 240 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2023108344 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 S WESTGATE DR, GREENSBORO, NC 27407-1674 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2406 E 5TH ST, CHARLOTTE, NC 28204-4339 |
| Document Number | 0000108345 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023108345 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 18, 2023 |
| Property Address | 2406 E 5TH ST, CHARLOTTE, NC 28204-4339 |
| Document Number | 0000067882 |
| Book / Page | 38256 / 272 |
| Map Reference | MB 9722 PG 240 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023067882 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $581.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10130 PERIMETER PKWY STE 400, 400, CHARLOTTE, NC 28216-0034 |
| Name | Verified Name |
|---|---|
| Address | 317 S WESTGATE DR STE E, E, GREENSBORO, NC 27407-1633 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,154.00 | $223,223 Building $223,223 | $223,223 Building $223,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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