2408 Bell Dr, Reading, PA 19609 Property Records

Berks County property record for 2408 Bell Dr, Reading, PA 19609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,204 sqft · built 1961
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Apr 2020)
Tax Bill	$2,166 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4386-08-79-5554`

Property Details

APN / Parcel Number

Primary APN	`4386-08-79-5554`
Alternative APNs	`80-4386-08-79-5554` `80182100` `182100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,204 sqft Living Area
1st Floor Area	1,884 sqft
Basement Area	320 sqft
Finished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80182100
Street Address	2408 BELL DR
City	READING
State	PA
Zip	19609-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WHITFIELD SEC #1
Legal Block	79
Legal Lot Number	13
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	2
Census Block	2007
Census Tract	10904

Owner

2408 Bell Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2408 BELL DR, READING, PA 19609-1204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Prior Sale	Jul 28, 1961
Deed Document Number	202011165
Record Updated	Oct 29, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 1, 2020
Property Address	2408 BELL DR, READING, PA 19609-1204
Document Number	0000011165
Instrument Date	Mar 25, 2020
Instrument	2020011165
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 BELL DR, READING, PA 19609-1204

Mortgage

Document Number	0000011166
Date	Apr 1, 2020
Instrument	2020011166

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2408 Bell Dr was $2,166.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,166.00	$115,000 Land $34,900 Building $80,100	$34,900 Land $34,900
2024	$1,847.00	$115,000 Land $34,900 Building $80,100
1994			$115,000 Land $34,900 Building $80,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2408 Bell Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2408 Bell Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20