2402 Bell Dr, Reading, PA 19609 Property Records

Berks County property record for 2402 Bell Dr, Reading, PA 19609

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,184 sqft · built 1962
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (May 2026)
Tax Bill$2,145 (2026)
Deeds & MortgagesMay 2026 Sale
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4386-08-79-6791

Property Details

APN / Parcel Number

Primary APN4386-08-79-6791
Alternative APNs
  • 80-4386-08-79-6791
  • 80181500
  • 181500

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,184 sqft Living Area
1st Floor Area1,824 sqft
Basement Area360 sqft
Finished Basement360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area8,276 sqft (0.19 acres)
View / LotNeighborhood
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number80181500
Street Address2402 BELL DR
CityREADING
StatePA
Zip19609-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWHITFIELD SEC 01
Legal Block79
Legal Lot Number10
JurisdictionBERKS PA
Township / Civil DivisionSPRING
Census Block Group2
Census Block2007
Census Tract10904

Owner

2402 Bell Dr is owned and occupied by an individual who bought it in May 2026.

Source: Berks County records, as of June 8, 2026

Owner of RecordIndividual Name on File
Mailing Address2402 BELL DR, READING, PA 19609-1204
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed, Transfer
PLATINUM HOME SERVICES
Jul 22, 2021Deed, Transfer · Conventional Mortgage
FULTON BANK NA
Aug 15, 2019Deed of Trust, Mortgage · Conventional with PMI
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2026 · Amount on File
Deed SaleMay 27, 2026 · Amount on File
Prior SaleJul 22, 2021 · Amount on File
Deed Document Number202616399
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateMay 27, 2026
Property Address2402 BELL DR, READING, PA 19609-1204
Document Number0000016399
Instrument DateMay 19, 2026
Instrument202616399
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyPLATINUM HOME SERVICES

Transaction

AmountAmount on Record
Tax$383,800.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2402 BELL DR, READING, PA 19609-1204

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJul 22, 2021
Property Address2402 BELL DR, READING, PA 19609-1204
Document Number0000036632
Instrument DateMay 13, 2021
Instrument2021036632
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanySIGNATURE ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2402 BELL DR, READING, PA 19609-1204

Mortgage

Document Number0000036634
DateJul 22, 2021
Instrument2021036634
Lender
NameFULTON BANK NA
TypeBank
AddressLANCASTER, PA 17602
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address2402 BELL DR, READING, PA 19609-1204
Document Number0000029480
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedSep 13, 2019
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2402 BELL DR READING PA 196091204, READING, PA 19609-1204

Mortgage

Document Number0000029480
DateAug 30, 2019
Instrument29480
Lender
NameBRANCH BK&TR
TypeBank
AddressWINSTON SALEM, NC 27101
Agreement
TypeConventional with PMI
AmountAmount on Record
Term300 Months
DueAug 29, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 2402 Bell Dr was $2,145 with a homeowner's exemption, up 1.4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionSpring Township
Unified School DistrictWilson School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,145.00 (+1.42%) Homeowner's exemption$113,600 (-) Land $34,900 Building $78,700$34,900 (-) Land $34,900
2025$2,115.00 (+21.62%) Homeowner's exemption$113,600 (-) Land $34,900 Building $78,700$34,900 Land $34,900
2024$1,739.00$113,600 Land $34,900 Building $78,700
1994$113,600 Land $34,900 Building $78,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2402 Bell Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2402 Bell Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW PENN DISTRICT
private · serves 28,508 people · EPA ID PA3060069
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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