2407 Peppertree Pl, Champaign, IL 61822 Property Records

Champaign County property record for 2407 Peppertree Pl, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,356 sqft · built 1991
Lot Size	0.235 acres (10,236 sqft)
Owner	Individual Name on Record
Last Sale	$257,500 (Jul 2017)
Tax Bill	$9,671 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-365-020`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-365-020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,356 sqft Building Perimeter
1st Floor Area	1,356 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,236 sqft (0.235 acres)
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	414 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2407 PEPPERTREE PL
City	CHAMPAIGN
State	IL
Zip	61822-7662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 512 ROBESON MEADOWS 5
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	ROBESON MEADOWS 5
Legal Lot Number	512
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2019
Census Tract	1203

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2407 PEPPERTREE PL, CHAMPAIGN, IL 61822-7662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID BANK & TRUST NA
Jul 10, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST BK&TR/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Jun 28, 2013 · Amount on Record
Deed Document Number	201712430
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2407 PEPPERTREE PL, CHAMPAIGN, IL 61822-7662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025550
Date	Dec 4, 2020
Instrument	2020R25550

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 10, 2017
Property Address	2407 PEPPERTREE PL, CHAMPAIGN, IL 61822-7662
Document Number	0000012436
Instrument Date	Jun 14, 2017
Instrument	12436
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2407 PEPPERTREE PL CHAMPAIGN IL 618227662, CHAMPAIGN, IL 61822-7662

Mortgage

Document Number	12431
Date	Jul 10, 2017
Instrument	12431

Lender

Name	FIRST BK&TR/IL
Type	Bank
Address	CHAMPAIGN, IL 61822

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,170 (+33.53%) Land $27,330 Building $103,840	$393,510 (+33.53%) Land $81,990 Building $311,520
2024	$9,671.00 (+14.03%)
2022	$8,481.00 Homeowner's exemption	$98,230 Land $20,470 Building $77,760	$294,690 Land $61,410 Building $233,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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