2407 Nichols Rd, Flushing, MI 48433 Property Records

Genesee County property record for 2407 Nichols Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,045 sqft · built 1996
Lot Size	10.8 acres (472,190 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Mar 2025)
Tax Bill	$7,862 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-200-019`

Property Details

APN / Parcel Number

Primary APN	`04-05-200-019`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,045 sqft Living Area
1st Floor Area	1,118 sqft
Basement Area	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	472,190 sqft (10.8 acres)
Lot Width	495 ft Width
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2407 NICHOLS RD
City	FLUSHING
State	MI
Zip	48433-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA,AGRI
Legal Description	A POL BEG N 0 DEG 56 MIN 22 SEC W 1339.67 FT FROM E 1/4 COR OF SEC TH N 0 DEG 56 MIN 22 SEC W 495 FT TH S 89 DEG 49 MIN 54
Legal Range	05E
Legal Township	07N
Legal Section	05
Jurisdiction	GENESEE MI
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1002
Census Tract	12703

Owner

2407 Nichols Rd is owned and occupied by two individuals who bought it in March 2025.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2407 NICHOLS RD, FLUSHING, MI 48433-9782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 12, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Jun 25, 2020	Deed of Trust, Mortgage · Conventional with PMI ELGA CU
Mar 27, 2017	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on File
Deed Sale	Mar 12, 2025 · Amount on File
Prior Sale	Mar 27, 2017 · Amount on File
Deed Document Number	202510433
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2407 NICHOLS RD, FLUSHING, MI 48433-9782
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 NICHOLS RD, FLUSHING, MI 48433-9782

Mortgage

Document Number	0000005976
Date	Mar 2, 2026
Instrument	202603020005976

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 12, 2025
Property Address	2407 NICHOLS RD, FLUSHING, MI 48433-9782
Document Number	0000010433
Instrument Date	Feb 13, 2025
Instrument	202503120010433
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2407 NICHOLS RD, FLUSHING, MI 48433-9782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 N SEYMOUR RD, FLUSHING, MI 48433-1004

Mortgage

Document Number	0000008216
Date	Mar 12, 2025
Instrument	202503030008216

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2407 NICHOLS RD, FLUSHING, MI 48433-9782
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 NICHOLS RD, FLUSHING, MI 48433-9782

Mortgage

Document Number	0000040160
Date	May 17, 2022
Instrument	202205170040160

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 10, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2407 NICHOLS RD, FLUSHING, MI 48433-9782
Document Number	0000043469
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2407 NICHOLS RD FLUSHING MI 484339782, FLUSHING, MI 48433-9782

Mortgage

Document Number	0000043469
Date	Jul 7, 2020
Instrument	43469

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 6, 2035

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 27, 2017
Property Address	2407 NICHOLS RD, FLUSHING, MI 48433-9782
Document Number	201703270017457
Instrument Date	Mar 9, 2017
Instrument	201703270017457
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$2,870.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2407 NICHOLS RD, 2407, FLUSHING, MI 48433-9782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4241 DITCH RD, NEW LOTHROP, MI 48460-9628

Tax Assessment & Valuation

The 2025 property tax bill for 2407 Nichols Rd was $7,862 with a homeowner's exemption, up 3.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Clayton Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,400 (+0.62%)	$516,800 (+0.62%)
2025	$7,862.00 (+3.05%) Homeowner's exemption	$256,800	$513,600
2024	$7,629.00
2023		$214,600	$429,200
2021	$5,964.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2407 Nichols Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2407 Nichols Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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