2407 Central Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 2407 Central Dr, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1951
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,000 (Feb 2017)
Tax Bill	$872 (2026)
Deeds & Mortgages	Jul 2019 Loan Modification Jul 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06 70 3 8`

Property Details

APN / Parcel Number

Primary APN	`06 70 3 8`
Alternative APN	`163201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,342 sqft Heated Area
Gross Area	2,389 sqft
1st Floor Area	1,251 sqft
Basement Area	739 sqft
Unfinished Basement	739 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	231 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163201
Street Address	2407 CENTRAL DR
City	LENOIR
State	NC
Zip	28645-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1936 PG 880 YR 2018 ST 0.00
Legal Subdivision	ZEB
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	3
Census Block	3028
Census Tract	30400

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2407 CENTRAL DR, LENOIR, NC 28645-9478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Loan Modification, Mortgage · VA Mortgage AMERIFIRST FIN'L CORP
Jul 25, 2019	Loan Modification, Mortgage · VA Mortgage AMERIFIRST FIN'L CORP
Feb 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 7, 2017	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on Record
Deed Sale	Feb 7, 2017 · Amount on Record
Prior Sale	May 29, 1998 · Amount on Record
Deed Book / Page	1913 / 65
Last Transfer Date	Oct 25, 2017
Transfer Doc	0010019857
Record Updated	Oct 29, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALDWELL NC
Property Address	2407 CENTRAL DR, LENOIR, NC 28645-9478
Document Number	0010035598
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 CENTRAL DR LENOIR NC 286459478, LENOIR, NC 28645-9478

Mortgage

Document Number	0010035598
Date	Aug 12, 2019
Book Page	001969/000175
Instrument	10035598

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 11, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALDWELL NC
Property Address	2407 CENTRAL DR, LENOIR, NC 28645-9478
Document Number	0010041656
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2407 CENTRAL DR LENOIR NC 286459478, LENOIR, NC 28645-9478

Mortgage

Document Number	0010041656
Date	Feb 26, 2020
Book Page	001982/001012
Instrument	10041656

Lender

Name	AMERIFIRST FIN'L CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 27, 2018
Property Address	2407 CENTRAL DR, LENOIR, NC 28645-9478
Document Number	0010019857
Book / Page	001936 / 000880
Instrument Date	Oct 25, 2017
Instrument	10019857
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2407 CENTRAL DR LENOIR NC 286459478, LENOIR, NC 28645-9478

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 7, 2017
Property Address	2407 CENTRAL DR, LENOIR, NC 28645-9478
Document Number	0010008389
Book / Page	001913 / 000065
Instrument Date	Feb 2, 2017
Instrument	10008389
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 CENTRAL DR LENOIR NC 286459478, LENOIR, NC 28645-9478

Mortgage

Document Number	10008390
Date	Feb 7, 2017
Book Page	001913/000067
Instrument	10008390

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	KALAMAZOO, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$872.00 (-25.53%)	$183,000 (-) Land $13,300 Building $169,700
2025	$1,171.00 (+8.03%)	$183,000 (+105.16%) Land $13,300 Building $169,700	$183,000 (+105.16%) Land $13,300 Building $169,700
2023		$89,200 (-) Land $13,300 Building $75,900	$89,200 (-) Land $13,300 Building $75,900
2022	$1,084.00	$89,200 Land $13,300 Building $75,900	$89,200 Land $13,300 Building $75,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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