2315 Central Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 2315 Central Dr, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,016 sqft · built 1951
Lot Size	0.525 acres (22,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,000 (Sep 2019)
Tax Bill	$731 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06 71 1 10`

Property Details

APN / Parcel Number

Primary APN	`06 71 1 10`
Alternative APN	`167011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,016 sqft Heated Area
Gross Area	1,302 sqft
1st Floor Area	1,016 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,880 sqft (0.525 acres)
Lot Dimensions	130 ft deep x 176 ft wide
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	167011
Street Address	2315 CENTRAL DR
City	LENOIR
State	NC
Zip	28645-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1971 PG 29 YR 2019 ST 222.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	3
Census Block	3027
Census Tract	30400

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2315 CENTRAL DR, LENOIR, NC 28645-9475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage · FHA Mortgage HIGHLANDS RESID'L MTG
Sep 6, 2019	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Apr 12, 2012 · Amount on Record
Deed Document Number	201910036434
Deed Book / Page	1971 / 29
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2315 CENTRAL DR, LENOIR, NC 28645-9475
Document Number	0010036435
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2315 CENTRAL DR LENOIR NC 286459475, LENOIR, NC 28645-9475

Mortgage

Document Number	0010036435
Date	Sep 6, 2019
Book Page	001971/000032
Instrument	10036435

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 6, 2019
Property Address	2315 CENTRAL DR, LENOIR, NC 28645-9475
Document Number	0010036434
Book / Page	001971 / 000029
Instrument Date	Sep 5, 2019
Instrument	10036434
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2315 CENTRAL DR LENOIR NC 286459475, LENOIR, NC 28645-9475

Mortgage

Document Number	10036435
Date	Sep 6, 2019
Book Page	001971/000032
Instrument	10036435

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$731.00 (-25.48%)	$152,900 (-) Land $17,700 Building $135,200
2025	$981.00 (-13.42%)	$152,900 (+63.88%) Land $17,700 Building $135,200	$152,900 (+63.88%) Land $17,700 Building $135,200
2023		$93,300 (-) Land $17,700 Building $75,600	$93,300 (-) Land $17,700 Building $75,600
2022	$1,133.00	$93,300 Land $17,700 Building $75,600	$93,300 Land $17,700 Building $75,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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