McLennan County property record for 2407 Cambridge, Lorena, TX 76655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,695 sqft · built 2003 |
| Lot Size | 0.178 acres (7,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $203,400 (Aug 2020) |
| Tax Bill | $2,797 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-039201-000416-0 |
| Primary APN | 30-039201-000416-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,695 sqft Living Area |
| Gross Area | 2,115 sqft |
| 1st Floor Area | 1,695 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,750 sqft (0.178 acres) |
| Lot Dimensions | 125 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 615 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 307 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2407 CAMBRIDGE |
|---|---|
| City | LORENA |
| State | TX |
| Zip | 76655-3259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | STONEHENGE PT 2 LOT 16 BLOCK 4 ACRES .1779 |
| Legal Subdivision | STONEHENGE PT 2 |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 3708 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2407 CAMBRIDGE, LORENA, TX 76655-3259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2017 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF MCGREGOR |
| Aug 7, 2020 | Vendor's Lien, Transfer · Conventional Mortgage ARVEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2020 · Amount on Record |
| Deed Sale | Aug 7, 2020 · Amount on Record |
| Deed Document Number | 202027167 |
| Prior Transfer Date | Aug 6, 2020 |
| Prior Transfer Doc | 0000027167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2407 CAMBRIDGE, LORENA, TX 76655-3259 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012034 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 2017012034 |
| Name | FIRST NATIONAL BANK OF MCGREGOR |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 10, 2047 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 7, 2020 |
| Property Address | 2407 CAMBRIDGE, LORENA, TX 76655-3259 |
| Document Number | 0000027167 |
| Map Reference | DOC 2001019292 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 2020027167 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2407 CAMBRIDGE, LORENA, TX 76655-3259 |
| Document Number | 0000027168 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 2020027168 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.87% |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Lorena Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,367 (-1.43%) Land $34,410 Building $265,957 | $300,367 (-1.43%) Land $34,410 Building $265,957 | |
| 2025 | $2,797.00 (-20.49%) Homeowner's exemption Senior Citizen's exemption | $304,710 (-2.09%) Land $31,230 Building $273,480 | $304,710 (-2.09%) Land $31,230 Building $273,480 |
| 2024 | $3,518.00 (+10.56%) | ||
| 2023 | $311,210 Land $31,230 Building $279,980 | $311,210 Land $31,230 Building $279,980 | |
| 2022 | $3,182.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (1997–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile, Verizon.
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