2403 Cambridge, Lorena, TX 76655 Property Records

McLennan County property record for 2403 Cambridge, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 2003
Lot Size	0.178 acres (7,750 sqft)
Owner	2 Trust Names on File
Last Sale	$205,000 (Jun 2019)
Tax Bill	$5,835 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-039201-000417-0`

Property Details

APN / Parcel Number

Primary APN	`30-039201-000417-0`
Alternative APN	`315771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	2,115 sqft
1st Floor Area	1,695 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	615 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	307 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2403 CAMBRIDGE
City	LORENA
State	TX
Zip	76655-3259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STONEHENGE PT 2 LOT 17 BLOCK 4 ACRES .1779
Legal Subdivision	STONEHENGE PT 2
Legal Block	4
Legal Lot Number	17
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2029
Census Tract	3708

Owner

2403 Cambridge is held in a trust since June 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	318 PEPPERWOOD WAY, CANTON, GA 30114-0002
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 25, 2019	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Deed Document Number	201920828
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	0000020828
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2403 CAMBRIDGE, LORENA, TX 76655-3259
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015730
Date	Apr 26, 2021
Instrument	2021015730

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 25, 2019
Property Address	2403 CAMBRIDGE, LORENA, TX 76655-3259
Document Number	0000020828
Map Reference	FILE 2001019292
Instrument Date	Jun 20, 2019
Instrument	2019020828
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	318 PEPPERWOOD WAY, CANTON, GA 30114-0002

Mortgage

Document Number	0000020829
Date	Jun 25, 2019
Instrument	2019020829

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2403 Cambridge was $5,835, up 6.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,000 (-18.55%) Land $34,410 Building $182,590	$217,000 (-18.55%) Land $34,410 Building $182,590
2025	$5,835.00 (+6.05%)	$266,432 Land $31,230 Building $235,202	$266,432 Land $31,230 Building $235,202
2024	$5,502.00
2023		$258,932 Land $27,130 Building $231,802	$258,932 Land $27,130 Building $231,802
2022	$5,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2403 Cambridge in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2403 Cambridge is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Cambridge

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures