Fort Bend County property record for 2407 Bailey Ridge Ln, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,989 sqft · built 2018 |
| Lot Size | 0.302 acres (13,175 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $19,985 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R475431 |
| Primary APN | R475431 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 5,989 sqft Living Area |
| 1st Floor Area | 3,556 sqft |
| 2nd Floor Area | 2,433 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | EIFS / Synthetic Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 13,175 sqft (0.302 acres) |
| Garage Type | Attached |
| Garage Area | 962 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 341 sqft |
| Porch | Open Porch |
| Porch Area | 609 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R475431 |
|---|---|
| Street Address | 2407 BAILEY RIDGE LN |
| City | KATY |
| State | TX |
| Zip | 77494-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RESERVE AT KATY SEC 5, BLOCK 1, LOT 12 |
| Legal Subdivision | THE RESERVE AT KATY SEC 5 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 673108 |
2407 Bailey Ridge Ln is owned and occupied by an individual who acquired it in August 2019.
Source: Fort Bend County records, as of January 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2407 BAILEY RIDGE LN, KATY, TX 77494-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC |
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| May 10, 2024 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Aug 9, 2019 | Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2019 |
| Deed Sale | Aug 9, 2019 |
| Deed Document Number | 2019089123 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 2407 BAILEY RIDGE LN, KATY, TX 77494-2316 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2407 BAILEY RIDGE LN, KATY, TX 77494-2316 |
| Document Number | 0000045217 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022045217 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77253 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 2407 BAILEY RIDGE LN, KATY, TX 77494-2316 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000176387 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021176387 |
| Name | ONY GLO INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 2407 BAILEY RIDGE LN, KATY, TX 77494-2316 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2407 BAILEY RIDGE LN, KATY, TX 77494-2316 |
| Document Number | 0000039105 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 2023039105 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77253 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 2407 BAILEY RIDGE LN, KATY, TX 77494-2316 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2407 BAILEY RIDGE LN, KATY, TX 77494-2316 |
| Document Number | 0000044081 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 2024044081 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77253 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Aug 9, 2019 |
| Property Address | 2407 BAILEY RIDGE LN, KATY, TX 77494-2316 |
| Document Number | 0000089123 |
| Map Reference | PL 20180064 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 2019089123 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2557 SW GRAPEVINE PKWY STE 100, 2557, GRAPEVINE, TX 76051-7094 |
| Name | Verified Name |
|---|---|
| Address | 2407 BAILEY RIDGE LN, KATY, TX 77494-2316 |
| Document Number | 0000089124 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 2019089124 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 2407 Bailey Ridge Ln was $19,985 with a homeowner's exemption, down 40.8% from the year before.
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Municipality | Katy City |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,985.00 (-40.75%) Homeowner's exemption | $1,200,719 (+7.53%) Land $152,928 Building $1,047,791 | $1,200,719 (+5.65%) Land $152,928 Building $1,047,791 |
| 2024 | $33,731.00 (+94.98%) Homeowner's exemption | $1,116,680 (+1%) Land $152,928 Building $983,543 | $1,136,471 (-1.32%) Land $152,928 Building $983,543 |
| 2023 | $17,300.00 Homeowner's exemption | $1,015,164 Land $117,637 Building $1,034,066 | $1,151,703 Land $117,637 Building $1,034,066 |
| 2018 | $621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2407 Bailey Ridge Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 393 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 393 in force |
| Nearby Flood Claims | 3 (2017–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2407 Bailey Ridge Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KATY serves 25,253 people · EPA ID TX1010017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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