2318 Bailey Ridge Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 2318 Bailey Ridge Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,816 sqft · built 2019
Lot Size	0.326 acres (14,222 sqft)
Owner	Individual Name on Record
Tax Bill	$19,633 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R475420`

Property Details

APN / Parcel Number

Primary APN	`R475420`
Alternative APN	`7213-05-001-0010-914`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	5,816 sqft Living Area
1st Floor Area	3,844 sqft
2nd Floor Area	1,972 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	EIFS / Synthetic Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	14,222 sqft (0.326 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	360 sqft
Porch	Open Porch
Porch Area	513 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R475420
Street Address	2318 BAILEY RIDGE LN
City	KATY
State	TX
Zip	77494-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT KATY SEC 5, BLOCK 1, LOT 1
Legal Subdivision	THE RESERVE AT KATY SEC 5
Legal Block	1
Legal Lot Number	1
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2012
Census Tract	673108

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2318 BAILEY RIDGE LN, KATY, TX 77494-2313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019
Deed Sale	Aug 20, 2019
Deed Document Number	2019093660
Record Updated	Jun 8, 2026

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Aug 20, 2019
Property Address	2318 BAILEY RIDGE LN, KATY, TX 77494-2313
Document Number	0000093660
Map Reference	PL 20180064
Instrument Date	Aug 19, 2019
Instrument	2019093660
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2557 SW GRAPEVINE PKWY STE 100, 2557, GRAPEVINE, TX 76051-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 BAILEY RIDGE LN, KATY, TX 77494-2313

Mortgage

Document Number	0000093661
Date	Aug 20, 2019
Instrument	2019093661

Lender

Name	ZB NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Katy City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,633.00 (-41.41%) Homeowner's exemption	$1,181,112 (+6.45%) Land $152,928 Building $1,028,184	$1,181,112 (+6.45%) Land $152,928 Building $1,028,184
2024	$33,508.00 (+88.81%) Homeowner's exemption	$1,109,549 (+6.71%) Land $152,928 Building $956,621	$1,109,549 (-0.98%) Land $152,928 Building $956,621
2023	$17,747.00 (+2,757.81%) Homeowner's exemption	$1,039,753 Land $117,637 Building $1,002,853	$1,120,490 Land $117,637 Building $1,002,853
2018	$621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 393 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	393 in force
Nearby Flood Claims	3 (2017–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KATY serves 25,253 people · EPA ID TX1010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20