2407 45th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2407 45th St, Two Rivers, WI 54241

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,530 sqft · built 1972
Lot Size0.191 acres (8,320 sqft)
Owner2 Individual Names on Record
Last Sale$49,200 (Jun 2018)
Tax Bill$3,654 (2025)
Deeds & MortgagesJul 2026 Transfer
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN53-226-401-530.07

Property Details

APN / Parcel Number

Primary APN53-226-401-530.07
Alternative APNs
  • 053-226-401-530.07
  • 2264015307

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,530 sqft Living Area
Gross Area2,178 sqft
Basement Area504 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleTri-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,320 sqft (0.191 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2407 45TH ST
CityTWO RIVERS
StateWI
Zip54241-1129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNE 1/4 SE 1/4 S26 T20N R24E TRACT B OF CSM V 4 P 575
Legal TractB
JurisdictionMANITOWOC WI
Township / Civil DivisionTWO RIVERS
Census Block Group4
Census Block4013
Census Tract5200

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2407 45TH ST, TWO RIVERS, WI 54241-1129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 19, 2021Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2018 · Amount on Record
Deed SaleJun 20, 2018 · Amount on Record
Prior SaleJun 20, 2018 · Amount on Record
Deed Document Number20181195151
Deed Book / Page3157 / 207
Prior Transfer DateJun 29, 2011
Prior Transfer Doc0001101566
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANITOWOC WI
Recording DateJul 30, 2026
Property Address2407 45TH ST, TWO RIVERS, WI 54241-1129
Document Number0001297657
Book / Page3781 / 728
Instrument DateJul 30, 2026
Instrument20261297657
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2407 45TH ST, TWO RIVERS, WI 54241-1129

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANITOWOC WI
Property Address2407 45TH ST, TWO RIVERS, WI 54241-1129
Transaction TypeMortgage
Record UpdatedDec 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003387/370
DateMar 19, 2021
Book Page3387/370
Instrument1233185
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyManitowoc County
MunicipalityTwo Rivers City
Unified School DistrictTwo Rivers School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,654.00 (+6.56%) Homeowner's exemption Additional exemption filed$224,200 (-) Land $22,400 Building $201,800$259,209 (+63.33%) Land $25,898 Building $233,311
2024$3,429.00 (+41%)$224,200 (+124.2%) Land $22,400 Building $201,800
2023$2,432.00 Homeowner's exemption$100,000 Land $15,600 Building $84,400$158,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS WATERWORKS
serves 11,270 people · EPA ID WI4360436
Water SourceSurface water
Last State InspectionOct 2023
Lead13 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Bertram Communications
Fixed Wireless
100 / 20

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