2403 45th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2403 45th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,992 sqft · built 1948
Lot Size	0.356 acres (15,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Dec 2022)
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-226-401-510.01`

Property Details

APN / Parcel Number

Primary APN	`53-226-401-510.01`
Alternative APNs	`053-226-401-510.01` `2264015101`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	3,976 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	1,200 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1967
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	15,507 sqft (0.356 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2403 45TH ST
City	TWO RIVERS
State	WI
Zip	54241-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NE 1/4 SE 1/4 S26 T20N R24E N 150` OF W 135` OF E 300` OF E 1/2 OF N 1/2 OF N 1/2 EXC N 33` THEREOF
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	4
Census Block	4013
Census Tract	5200

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2403 45TH ST, TWO RIVERS, WI 54241-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Deed Document Number	20221258660
Deed Book / Page	3538 / 384
Prior Transfer Date	Jan 4, 2010
Prior Transfer Doc	2528/076
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Dec 16, 2022
Property Address	2403 45TH ST, TWO RIVERS, WI 54241-1129
Document Number	003538/384
Book / Page	3538 / 384
Instrument Date	Dec 15, 2022
Instrument	1258660
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 45TH ST, TWO RIVERS, WI 54241-1129

Mortgage

Document Number	0001258661
Date	Dec 16, 2022
Instrument	1258661

Lender

Name	SHIPBUILDERS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,255.00 (+6.79%) Homeowner's exemption Additional exemption filed	$201,200 (-) Land $31,700 Building $169,500	$232,617 (+10.45%) Land $36,650 Building $195,967
2024	$3,048.00 (-8.25%)	$201,200 (+51.62%) Land $31,700 Building $169,500
2023	$3,322.00 Homeowner's exemption	$132,700 Land $24,200 Building $108,500	$210,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20