Clay County property record for 2406 Summit Trl, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,671 sqft · built 2002 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,800 (Jul 2019) |
| Tax Bill | $4,341 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-310-00-01-014.00 |
| Primary APN | 11-310-00-01-014.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,671 sqft Living Area |
| Gross Area | 3,431 sqft |
| 1st Floor Area | 1,671 sqft |
| Basement Area | 878 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 109 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 786 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 144 sqft |
| Patio Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2406 SUMMIT TRL |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-7333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS OF RIVER MEADOWS LT 39 |
| Legal Range | 31W |
| Legal Township | 52N |
| Legal Section | 02 |
| Legal Subdivision | HILLS OF RIVER MEADOWS |
| Legal Lot Number | 39 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21811 |
Source: Clay County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2406 SUMMIT TRL, KEARNEY, MO 64060-7333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU |
| Jul 22, 2019 | Quit Claim Deed, Transfer PRIME LNDG |
| Dec 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on Record |
| Deed Sale | Jul 22, 2019 · Amount on Record |
| Prior Sale | Dec 20, 2018 · Amount on Record |
| Deed Document Number | 201920042 |
| Deed Book / Page | 8459 / 1 |
| Prior Transfer Date | Jul 16, 2019 |
| Prior Transfer Doc | 0000020042 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 2406 SUMMIT TRL, KEARNEY, MO 64060-7333 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2406 SUMMIT TRL, KEARNEY, MO 64060-7333 |
| Document Number | 0000004324 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 9699/134 |
| Instrument | 2024004324 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 2406 SUMMIT TRL, KEARNEY, MO 64060-7333 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2406 SUMMIT TRL, KEARNEY, MO 64060-7333 |
| Document Number | 0000044058 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 9200/6 |
| Instrument | 2021044058 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 22, 2019 |
| Property Address | 2406 SUMMIT TRL, KEARNEY, MO 64060-7333 |
| Document Number | 0000020042 |
| Book / Page | 008459 / 000001 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 20042 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2406 SUMMIT TRL KEARNEY MO 640607333, KEARNEY, MO 64060-7333 |
| Document Number | 20043 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 008459/000002 |
| Instrument | 20043 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 20, 2018 |
| Property Address | 2406 SUMMIT TRL, KEARNEY, MO 64060-7333 |
| Document Number | 0000040494 |
| Book / Page | 8338 / 113 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 2018040494 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | SECURITY 1ST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2406 SUMMIT TRL, KEARNEY, MO 64060-7333 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040507 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 2018040507 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,341.00 (+9.62%) | $66,350 (+14.42%) | $349,211 (+14.42%) |
| 2023 | $3,960.00 (+24.45%) | $57,990 | $305,210 |
| 2019 | $3,182.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEARNEY PWS serves 11,500 people · EPA ID MO1010416 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intercept Wireless Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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