2405 Summit Trl, Kearney, MO 64060 Property Records

Clay County property record for 2405 Summit Trl, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,553 sqft · built 2002
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,287 (2023)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-310-00-01-016-00`

Property Details

APN / Parcel Number

Primary APN	`11-310-00-01-016-00`
Alternative APNs	`1131000010160001` `249200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,553 sqft Total Area
1st Floor Area	1,553 sqft
Basement Area	1,510 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	187 ft deep x 41.3 ft wide
Garage Area	716 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	1131000010160001
Street Address	2405 SUMMIT TRL
City	KEARNEY
State	MO
Zip	64060-7333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLS OF RIVER MEADOWS LT 37
Legal Range	31
Legal Township	52
Legal Section	02
Legal Subdivision	HILLS OF RIVER MEADOWS
Legal Lot Number	37
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1002
Census Tract	21811

Owner

Source: Clay County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2405 SUMMIT TRL, KEARNEY, MO 64060-7333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2015
Deed Sale	Aug 11, 2015
Prior Sale	Aug 9, 2001
Deed Document Number	7550399ROW
Deed Book / Page	3758 / 492
Prior Transfer Date	Sep 12, 2002
Prior Transfer Doc	R34474
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2405 SUMMIT TRL, KEARNEY, MO 64060-7333
Document Number	0000008196
Book / Page	007923 / 000081
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 29, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SUMMIT TRL KEARNEY MO 640607333, KEARNEY, MO 64060-7333

Mortgage

Document Number	0000008196
Date	Mar 15, 2017
Book Page	007923/000081
Instrument	8196

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,070 (+10.26%)	$279,316 (+10.26%)
2023	$3,287.00 (+26.81%)	$48,130	$253,315
2019	$2,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35