2406 E Park Ave, Des Moines, IA 50320 Property Records

Polk County property record for 2406 E Park Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,374 sqft · built 2002
Lot Size	0.181 acres (7,864 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (May 2021)
Tax Bill	$4,336 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010/03973-840-026`

Property Details

APN / Parcel Number

Primary APN	`010/03973-840-026`
Alternative APN	`782424126005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,374 sqft Living Area
Gross Area	2,158 sqft
1st Floor Area	744 sqft
Upper Floors Area	630 sqft
Basement Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,864 sqft (0.181 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2406 E PARK AVE
City	DES MOINES
State	IA
Zip	50320-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 PARK PLACE ESTATES PLAT 1
Legal Subdivision	PARK PLACE ESTATES PLAT 1
Legal Lot Number	26
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2008
Census Tract	3902

Owner

2406 E Park Ave is owned and occupied by two individuals who bought it in May 2021.

Source: Polk County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2406 E PARK AVE, DES MOINES, IA 50320-2835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Mar 12, 2013 · Amount on File
Deed Document Number	202145467
Deed Book / Page	18507 / 695
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jul 6, 2026
Property Address	2406 E PARK AVE, DES MOINES, IA 50320-2835
Document Number	0000040770
Book / Page	20581 / 1
Instrument Date	Jun 25, 2026
Instrument	202640770
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 E PARK AVE, DES MOINES, IA 50320-2835

Mortgage

Document Number	0000040770,
Date	Jul 6, 2026
Book Page	20581/1
Instrument	202640770

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2406 E PARK AVE, DES MOINES, IA 50320-2835
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100023473
Date	Mar 8, 2021
Book Page	18400/196
Instrument	2021-00023473

Lender

Name	NORTHWEST BANK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Sep 5, 2021

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,600 Land $61,200 Building $205,400	$266,600 Land $61,200 Building $205,400
2024	$4,336.00
2023		$246,500 Land $55,500 Building $191,000	$246,500 Land $55,500 Building $191,000
2020	$4,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2406 E Park Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2406 E Park Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: ICS Advanced Technologies, Nextlink, Verizon.

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