2248 E Park Ave, Des Moines, IA 50320 Property Records

Polk County property record for 2248 E Park Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,462 sqft · built 1992
Lot Size	0.165 acres (7,175 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jun 2026)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010/05983-705-000`

Property Details

APN / Parcel Number

Primary APN	`010/05983-705-000`
Alternative APN	`782424101005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,462 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	792 sqft
Upper Floors Area	670 sqft
Basement Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,175 sqft (0.165 acres)
Lot Width	60 ft Width
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2248 E PARK AVE
City	DES MOINES
State	IA
Zip	50320-2481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 WOODSIDE PARK
Legal Subdivision	WOODSIDE PARK
Legal Lot Number	5
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2008
Census Tract	3902

Owner

2248 E Park Ave is owned and occupied by an individual who bought it in June 2026.

Source: Polk County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2248 E PARK AVE, DES MOINES, IA 50320-2481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Balloon Mortgage BMO BANK NA
Jun 24, 2026	Warranty Deed, Transfer · FHA Mortgage BMO HARRIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Dec 4, 2006 · Amount on File
Deed Document Number	202638252
Deed Book / Page	20568 / 691
Prior Transfer Date	May 20, 2004
Prior Transfer Doc	0000130634
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jul 13, 2026
Property Address	2248 E PARK AVE, DES MOINES, IA 50320-2481
Document Number	0000042562
Book / Page	20588 / 948
Instrument Date	Jun 23, 2026
Instrument	202642562
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 E PARK AVE, DES MOINES, IA 50320-2481

Mortgage

Document Number	0000042562,
Date	Jul 13, 2026
Book Page	20588/948
Instrument	202642562

Lender

Name	BMO BANK NA

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Balloon
Rate	6.53%
Initial Type	Balloon
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 24, 2026
Property Address	2248 E PARK AVE, DES MOINES, IA 50320-2481
Document Number	0000038252
Book / Page	20568 / 691
Instrument Date	Jun 15, 2026
Instrument	202638252
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,975.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 E PARK AVE, DES MOINES, IA 50320-2481

Mortgage

Document Number	0000038253,
Date	Jun 24, 2026
Book Page	20568/693
Instrument	202638253

Lender

Name	BMO HARRIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000038254,
Date	Jun 24, 2026
Book Page	20568/717
Instrument	202638254

Lender

Name	BMO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2248 E Park Ave was $4,458 with a homeowner's exemption, down 0.8% from the year before.

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,458.00 (-0.85%) Homeowner's exemption	$268,100 Land $57,600 Building $210,500	$268,100 Land $57,600 Building $210,500
2024	$4,496.00
2023		$246,000 Land $52,200 Building $193,800	$246,000 Land $52,200 Building $193,800
2020	$4,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2248 E Park Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2248 E Park Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: ICS Advanced Technologies, Nextlink, Verizon.

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