2406 Democracy Dr, Buford, GA 30519 Property Records

Hall County property record for 2406 Democracy Dr, Buford, GA 30519

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,581 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2015)
Tax Bill	$5,030 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-041E-000-098`

Property Details

APN / Parcel Number

Primary APN	`15-041E-000-098`
Alternative APN	`67364`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,581 sqft Heated Area
1st Floor Area	2,755 sqft
Attic	Attic
Attic Area	526 sqft
Basement Area	2,755 sqft
Unfinished Basement	2,755 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Rustic
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	616 sqft
Porch	Patio
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	67364
Street Address	2406 DEMOCRACY DR
City	BUFORD
State	GA
Zip	30519-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	CLEARWATER S/D UNIT 2 LOT 97
Legal Subdivision	CLEARWATER S/D
Legal Lot Number	97
Legal Unit	2
Jurisdiction	HALL GA
Township / Civil Division	FLOWERY BRANCH
Census Block Group	3
Census Block	3001
Census Tract	1605

Owner

2406 Democracy Dr is owned and occupied by two individuals who bought it in October 2015.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2406 DEMOCRACY DR, BUFORD, GA 30519-8050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2017	Deed of Trust, Mortgage FIDELITY BANK
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE
Dec 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2015 · Amount on File
Deed Sale	Oct 16, 2015 · Amount on File
Prior Sale	Jun 11, 2008 · Amount on File
Deed Document Number	20157031
Deed Book / Page	7602 / 6
Prior Transfer Date	Nov 6, 2007
Prior Transfer Doc	0006219404
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	2406 DEMOCRACY DR, BUFORD, GA 30519-8050
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078890526
Date	Apr 27, 2017
Book Page	7889/526

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2027

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	2406 DEMOCRACY DR, BUFORD, GA 30519-8050
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 DEMOCRACY DR, BUFORD, GA 30519-8050

Mortgage

Document Number	0091680000000097
Date	Jul 25, 2022
Book Page	0000009168/0000000097

Lender

Name	FIRST COMMUNITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HALL GA
Recording Date	Dec 14, 2017
Property Address	2406 DEMOCRACY DR, BUFORD, GA 30519-8050
Document Number	0080130771
Book / Page	008013 / 000771
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

The 2026 property tax bill for 2406 Democracy Dr was $5,030 with a homeowner's exemption, up 3% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Braselton Town
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,030.00 (+3.01%) Homeowner's exemption	$244,200 (+3.56%) Land $36,160 Building $208,040	$610,500 (+3.56%) Land $90,400 Building $520,100
2025	$4,883.00 Homeowner's exemption	$235,800 Land $40,280 Building $195,520	$589,500 Land $100,700 Building $488,800
2023	$5,259.00 (+5.73%) Homeowner's exemption	$203,080 (+16.82%) Land $29,200 Building $173,880	$507,700 (+16.82%) Land $73,000 Building $434,700
2022	$4,974.00 Homeowner's exemption	$173,840 Land $27,600 Building $146,240	$434,600 Land $69,000 Building $365,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2406 Democracy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2406 Democracy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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