2402 Democracy Dr, Buford, GA 30519 Property Records

Hall County property record for 2402 Democracy Dr, Buford, GA 30519

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,240 sqft · built 2003
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Apr 2019)
Tax Bill	$1,822 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-041E-000-099`

Property Details

APN / Parcel Number

Primary APN	`15-041E-000-099`
Alternative APN	`67365`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,240 sqft Heated Area
1st Floor Area	2,792 sqft
2nd Floor Area	448 sqft
Basement Area	2,792 sqft
Unfinished Basement	2,792 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Architectural Style	Rustic
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	768 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	582 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Utility Building	582 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	67365
Street Address	2402 DEMOCRACY DR
City	BUFORD
State	GA
Zip	30519-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	CLEARWATER S/D UNIT 2 LOT 98
Legal Subdivision	CLEARWATER S/D
Legal Lot Number	98
Legal Unit	2
Jurisdiction	HALL GA
Township / Civil Division	FLOWERY BRANCH
Census Block Group	3
Census Block	3001
Census Tract	1605

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2402 DEMOCRACY DR, BUFORD, GA 30519-8050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS
May 6, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	May 25, 2004 · Amount on Record
Deed Document Number	20192641
Deed Book / Page	8260 / 400
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	2402 DEMOCRACY DR, BUFORD, GA 30519-8050
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 DEMOCRACY DR, BUFORD, GA 30519-8050

Mortgage

Document Number	0090140000000126
Date	Dec 15, 2021
Book Page	0000009014/0000000126

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HALL GA
Recording Date	May 6, 2019
Property Address	2402 DEMOCRACY DR, BUFORD, GA 30519-8050
Document Number	0082600400
Book / Page	008260 / 000400
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2402 DEMOCRACY DR BUFORD GA 305198050, BUFORD, GA 30519-8050

Mortgage

Document Number	82600401
Date	May 6, 2019
Book Page	008260/000401

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Braselton Town
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,822.00 (+2.94%) Homeowner's exemption	$264,800 (+3.63%) Land $36,160 Building $228,640	$662,000 (+3.63%) Land $90,400 Building $571,600
2025	$1,770.00 (-11.28%) Homeowner's exemption	$255,520 (+16.18%) Land $40,280 Building $215,240	$638,800 (+16.18%) Land $100,700 Building $538,100
2023	$1,995.00 (-64.41%) Homeowner's exemption	$219,928 (+12.28%) Land $29,200 Building $190,728	$549,820 (+12.28%) Land $73,000 Building $476,820
2022	$5,605.00 Homeowner's exemption	$195,880 Land $27,600 Building $168,280	$489,700 Land $69,000 Building $420,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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