2406 Cherry Hills Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2406 Cherry Hills Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,500 (May 2026)
Tax Bill	$6,538 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-27-105-003`

Property Details

APN / Parcel Number

Primary APN	`03-20-27-105-003`

Exterior

Lot Area	10,367 sqft (0.238 acres)

Location & Zoning

Street Address	2406 CHERRY HILLS DR
City	CHAMPAIGN
State	IL
Zip	61822-7505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 CHERRY HILLS ADD
Legal Range	08E
Legal Township	19N
Legal Section	27
Legal Subdivision	CHERRY HILLS ADD
Legal Lot Number	14
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1008
Census Tract	1204

Owner

Source: Champaign County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2406 CHERRY HILLS DR, CHAMPAIGN, IL 61822-7505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Jul 8, 2020	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Jan 24, 2017	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Apr 16, 2012 · Amount on Record
Deed Document Number	20267910
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2406 CHERRY HILLS DR, CHAMPAIGN, IL 61822-7505
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015696
Date	Oct 15, 2025
Instrument	2025R15696

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 28, 2026
Property Address	2406 CHERRY HILLS DR, CHAMPAIGN, IL 61822-7505
Document Number	0000007910
Instrument Date	May 22, 2026
Instrument	20267910
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,676.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2406 CHERRY HILLS DR, CHAMPAIGN, IL 61822-7505

Mortgage

Document Number	0000007911,
Date	May 28, 2026
Instrument	20267911

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2406 CHERRY HILLS DR, CHAMPAIGN, IL 61822-7505
Document Number	0000013274
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2406 CHERRY HILLS DR CHAMPAIGN IL 618227505, CHAMPAIGN, IL 61822-7505

Mortgage

Document Number	0000013274
Date	Jul 14, 2020
Instrument	13274

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Interest

Rate	3.62%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2406 CHERRY HILLS DR, CHAMPAIGN, IL 61822-7505
Document Number	0000001771
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2406 CHERRY HILLS DR CHAMPAIGN IL 618227505, CHAMPAIGN, IL 61822-7505

Mortgage

Document Number	0000001771
Date	Jan 31, 2017
Instrument	1771

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,538.00 (+8.1%) Homeowner's exemption	$101,730 (+12.6%) Land $21,620 Building $80,110	$305,190 (+12.6%) Land $64,860 Building $240,330
2024	$6,048.00 (+4.71%)	$90,350 (+16.09%) Land $19,200 Building $71,150	$271,050 (+16.09%) Land $57,600 Building $213,450
2023	$5,776.00 (+4.96%)
2022	$5,503.00 Homeowner's exemption	$77,830 Land $16,540 Building $61,290	$233,490 Land $49,620 Building $183,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Nextlink.

Nearby Properties on Cherry Hills Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures