2405 W Cabin Cir, Makinen, MN 55763 Property Records

St. Louis County property record for 2405 W Cabin Cir, Makinen, MN 55763

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,879 sqft · built 2005
Lot Size	1.65 acres (72,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$839,900 (Jul 2026)
Tax Bill	$4,480 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-0400-00180`

Property Details

APN / Parcel Number

Primary APN	`300-0400-00180`
Alternative APN	`1037516`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,879 sqft Gross Area
1st Floor Area	1,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Block
Construction Type	Frame
Lot Area	72,088 sqft (1.65 acres)
Garage Area	2,880 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	316 sqft
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1037516
Street Address	2405 W CABIN CIR
City	MAKINEN
State	MN
Zip	55763-8007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	INC LOT 18 BLK 2 AND AN UND 1/83 INTEREST INOUTLOT B SERIAL #
Legal Subdivision	WHITEFACE POINT
Legal Block	1
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Township / Civil Division	COLVIN
Census Block Group	2
Census Block	2250
Census Tract	11401

Owner

Source: St. Louis County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2405 W CABIN CIR, MAKINEN, MN 55763-8007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Aug 7, 2017	Grant Deed, Transfer · Conventional Mortgage MPECU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	20261536612
Prior Transfer Date	Sep 29, 2023
Prior Transfer Doc	0001475641
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 17, 2026
Property Address	2405 W CABIN CIR, MAKINEN, MN 55763-8007
Document Number	0001536612
Instrument Date	Jun 20, 2026
Instrument	20261536612
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279,938.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2405 W CABIN CIR, MAKINEN, MN 55763-8007

Mortgage

Document Number	0001536613,
Date	Jul 17, 2026
Instrument	20261536613

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 7, 2017
Property Address	2405 W CABIN CIR, MAKINEN, MN 55763-8007
Document Number	00A1314829
Instrument Date	Jul 31, 2017
Instrument	A1314829
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 ELMWOOD RD HOYT LAKES MN 557501211, HOYT LAKES, MN 55750-1211

Mortgage

Document Number	A1314830
Date	Aug 7, 2017
Instrument	A1314830

Lender

Name	MPECU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Colvin Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,480.00 (+6.31%) Homeowner's exemption
2025	$4,214.00 (-13.11%) Homeowner's exemption	$581,300 (+33.66%) Land $87,400 Building $493,900	$581,300 (+33.66%) Land $87,400 Building $493,900
2024	$4,850.00	$434,900 (+0.53%) Land $86,700 Building $348,200	$434,900 (+0.53%) Land $86,700 Building $348,200
2022		$432,600 Land $86,700 Building $345,900	$432,600 Land $86,700 Building $345,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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