2397 W Cabin Cir, Makinen, MN 55763 Property Records

St. Louis County property record for 2397 W Cabin Cir, Makinen, MN 55763

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 1,320 sqft · built 1960
Lot Size	1.5 acres (65,443 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Dec 2020)
Tax Bill	$2,098 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300-0400-00140`

Property Details

APN / Parcel Number

Primary APN	`300-0400-00140`
Alternative APNs	`775107` `773461`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Gross Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	65,443 sqft (1.5 acres)
Deck Area	168 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	773461
Street Address	2397 W CABIN CIR
City	MAKINEN
State	MN
Zip	55763
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	INC LOT 14 BLK 2 AND AN UND 1/83 INTEREST INOUTLOT B SERIAL #
Legal Subdivision	WHITEFACE POINT
Legal Block	1
Legal Lot Number	14
Jurisdiction	ST LOUIS MN
Township / Civil Division	COLVIN
Census Block Group	2
Census Block	2250
Census Tract	11401

Owner

2397 W Cabin Cir, a residential property, is owned by an individual who acquired it in September 2023.

Source: St. Louis County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	301 COVENTRY RD, HOYT LAKES, MN 55750-1109
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 30, 2020	Quit Claim Deed, Transfer UP N TITLE LLC
Dec 30, 2020	Warranty Deed, Transfer UP N TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	Feb 16, 2002 · Amount on File
Deed Document Number	20201399945
Last Transfer Date	Sep 29, 2023
Transfer Doc	0001475641
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2397 W CABIN CIR, MAKINEN, MN 55763
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 COVENTRY RD, HOYT LAKES, MN 55750-1109

Mortgage

Document Number	0001525230
Date	Dec 30, 2025
Instrument	1525230

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 30, 2020
Property Address	2397 W CABIN CIR, MAKINEN, MN 55763
Document Number	00A1399946
Instrument Date	Nov 20, 2020
Instrument	A1399946
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	UP N TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4965 ASPEN DR SAVAGE MN 553782913, SAVAGE, MN 55378-2913

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 30, 2020
Property Address	2397 W CABIN CIR, MAKINEN, MN 55763
Document Number	00A1399945
Instrument Date	Nov 17, 2020
Instrument	A1399945
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	UP N TITLE LLC

Transaction

Amount	Amount on Record
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2026 property tax bill for 2397 W Cabin Cir was $2,098, up 58% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Colvin Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,098.00 (+57.98%)
2025	$1,328.00 (-2.06%)	$321,900 (+160.65%) Land $96,200 Building $225,700	$321,900 (+160.65%) Land $96,200 Building $225,700
2024	$1,356.00 (-7%)	$123,500 Land $75,300 Building $48,200	$123,500 Land $75,300 Building $48,200
2023	$1,458.00
2022		$121,200 (+12.33%) Land $75,300 Building $45,900	$121,200 (+12.33%) Land $75,300 Building $45,900
2021		$107,900 Land $67,000 Building $40,900	$107,900 Land $67,000 Building $40,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2397 W Cabin Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2397 W Cabin Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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