2405 Sweetwater Rd, Findlay, OH 45840 Property Records

Hancock County property record for 2405 Sweetwater Rd, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,168 sqft · built 1970
Lot Size	0.255 acres (11,103 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Jan 2019)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Dec 2025 Transfer Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1010-013-08-010.000`

Property Details

APN / Parcel Number

Primary APN	`1010-013-08-010.000`
Alternative APN	`270000054360`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area
1st Floor Area	1,180 sqft
2nd Floor Area	988 sqft
Basement Area	928 sqft
Finished Basement	286 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Mansard
Roof Material	Shingle
Lot Area	11,103 sqft (0.255 acres)
Lot Dimensions	122 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	311 sqft
Patio Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2405 SWEETWATER RD
City	FINDLAY
State	OH
Zip	45840-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTMOOR ACRES LOT 24
Legal Subdivision	WESTMOOR ACRES
Legal Lot Number	24
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4019
Census Tract	400

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 SWEETWATER RD, FINDLAY, OH 45840-2835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Transfer on Death Deed, Transfer
	Deed of Trust, Mortgage
Sep 11, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage LOANDEPOT.COM LLC
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 2, 2019	Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	May 13, 2014 · Amount on Record
Deed Document Number	201913
Deed Book / Page	2550 / 1376
Record Updated	Sep 20, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 11, 2025
Property Address	2405 SWEETWATER RD, FINDLAY, OH 45840-2835
Document Number	02625/1048
Book / Page	2625 / 1048
Instrument Date	Dec 8, 2025
Instrument	202500010262
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	2405 SWEETWATER RD, FINDLAY, OH 45840-2835
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	2405 SWEETWATER RD, FINDLAY, OH 45840-2835
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	WHITMAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2544/2694
Date	Sep 11, 2018
Book Page	2544/2694
Instrument	201800007611

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	2405 SWEETWATER RD, FINDLAY, OH 45840-2835
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2576/1481
Date	Dec 9, 2020
Book Page	2576/1481
Instrument	202000012489

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	2405 SWEETWATER RD, FINDLAY, OH 45840-2835
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2562/0595
Date	Oct 8, 2019
Book Page	2562/0595
Instrument	201900008731

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 2, 2019
Property Address	2405 SWEETWATER RD, FINDLAY, OH 45840-2835
Document Number	2550/1376
Book / Page	2550 / 1376
Instrument Date	Dec 28, 2018
Instrument	201900000013
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2405 SWEETWATER RD, FINDLAY, OH 45840-2835

Mortgage

Document Number	201900000014
Date	Jan 2, 2019
Instrument	201900000014

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,129.00 (+1.69%)	$100,130 (+17.99%) Land $11,840 Building $88,290	$286,100 (+18%) Land $33,830 Building $252,270
2024	$3,077.00 (-0.16%) Homeowner's exemption	$84,860 (-) Land $10,030 Building $74,830
2023	$3,082.00 Homeowner's exemption	$84,860 Land $10,030 Building $74,830
2022			$242,460 Land $28,670 Building $213,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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