2404 Sweetwater Rd, Findlay, OH 45840 Property Records

Hancock County property record for 2404 Sweetwater Rd, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 1968
Lot Size	0.462 acres (20,129 sqft)
Owner	2 Trust Names on File
Last Sale	$129,900 (Jun 2002)
Tax Bill	$2,695 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-013-12-022.000`

Property Details

APN / Parcel Number

Primary APN	`1010-013-12-022.000`
Alternative APN	`270000054400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	997 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,129 sqft (0.462 acres)
Lot Dimensions	183 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2404 SWEETWATER RD
City	FINDLAY
State	OH
Zip	45840-2897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTMOOR ACRES LOT 28
Legal Subdivision	WESTMOOR ACRES
Legal Lot Number	28
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4016
Census Tract	400

Owner

2404 Sweetwater Rd is owner-occupied and held in a trust since April 2025.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2404 SWEETWATER RD, FINDLAY, OH 45840-2897
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit THE OLD FORT BANKING CO
Dec 23, 2020	Transfer on Death Deed, Transfer
May 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE OLD FORT BANKING COMPANY
Sep 7, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage THE OLD FORT BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2002 · Amount on File
Deed Sale	Jun 18, 2002 · Amount on File
Prior Sale	Jan 10, 1991 · Amount on File
Last Transfer Date	Apr 15, 2025
Transfer Doc	002618/775
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	2404 SWEETWATER RD, FINDLAY, OH 45840-2897
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2576/4975
Date	Dec 23, 2020
Book Page	2576/4975
Instrument	202000013144

Lender

Name	THE OLD FORT BANKING CO
Type	Bank
Address	TIFFIN, OH 44883

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

December 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 23, 2020
Property Address	2404 SWEETWATER RD, FINDLAY, OH 45840-2897
Document Number	02576/5068
Book / Page	2576 / 5068
Instrument Date	Dec 23, 2020
Instrument	202000013160
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	2404 SWEETWATER RD, FINDLAY, OH 45840-2897
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2556/2418
Date	May 8, 2019
Book Page	2556/2418
Instrument	201900003456

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	OLD FORT, OH 44861

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 27, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Sep 7, 2017
Property Address	2404 SWEETWATER RD, FINDLAY, OH 45840-2897
Document Number	02525/1340
Book / Page	2525 / 1340
Instrument Date	Aug 29, 2017
Instrument	201700007711
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED OH TITLE AGENCY INC, ASSURED TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 SWEETWATER RD, FINDLAY, OH 45840-2897

Mortgage

Document Number	201700007712
Date	Sep 7, 2017
Instrument	201700007712

Lender

Name	THE OLD FORT BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2404 Sweetwater Rd was $2,695, up 4.3% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,695.00 (+4.34%) Homeowner's exemption	$84,070 (+17.99%) Land $17,490 Building $66,580	$240,210 Land $49,970 Building $190,240
2024	$2,583.00 (-0.15%)	$71,250 (-) Land $14,820 Building $56,430
2023	$2,587.00 Homeowner's exemption	$71,250 Land $14,820 Building $56,430
2022			$203,570 Land $42,350 Building $161,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2404 Sweetwater Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2404 Sweetwater Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: Amplex Wireless.

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