2405 Sand Harbor Ct, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2405 Sand Harbor Ct, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,199 sqft · built 2007
Lot Size	0.253 acres (11,002 sqft)
Owner	2 Company Names on Record
Last Sale	$415,000 (Apr 2014)
Tax Bill	$5,567 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-194-019`

Property Details

APN / Parcel Number

Primary APN	`012-194-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,199 sqft Living Area
1st Floor Area	2,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	11,002 sqft (0.253 acres)
Terrain	Combination
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2405 SAND HARBOR CT
City	PASO ROBLES
State	CA
Zip	93446-7758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 1990-1 LT 79
Legal Subdivision	TRACT 1990 PH 01
Legal Tract	1990-1
Legal Block	2
Legal Lot Number	79
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2121
Census Tract	10017

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2405 SAND HARBOR CT, PASO ROBLES, CA 93446-7758
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Intrafamily Transfer, Transfer
Oct 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SESLOC FCU
Aug 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SESLOC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2014 · Amount on Record
Deed Sale	Apr 10, 2014 · Amount on Record
Prior Sale	Nov 26, 2008 · Amount on Record
Deed Document Number	201413855
Last Transfer Date	Dec 27, 2025
Transfer Doc	0000040057
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 30, 2025
Property Address	2405 SAND HARBOR CT, PASO ROBLES, CA 93446-7758
Document Number	0000040057
Map Reference	MB 25 PG 1
Instrument Date	Dec 27, 2025
Instrument	2025040057
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2405 SAND HARBOR CT, PASO ROBLES, CA 93446-7758

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2405 SAND HARBOR CT, PASO ROBLES, CA 93446-7758
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SAND HARBOR CT, PASO ROBLES, CA 93446-7758

Mortgage

Document Number	0000032645
Date	Oct 24, 2025
Instrument	2025032645

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2405 SAND HARBOR CT, PASO ROBLES, CA 93446-7758
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SAND HARBOR CT, PASO ROBLES, CA 93446-7758

Mortgage

Document Number	0000024187
Date	Aug 16, 2023
Instrument	2023024187

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$518,894 (+2%) Land $156,291 Building $362,603
2025	$5,567.00 (+6.28%) Homeowner's exemption	$508,721 (+4.04%) Land $153,227 Building $355,494
2023	$5,238.00 (-2.17%) Homeowner's exemption	$488,969 Land $147,278 Building $341,691
2022	$5,354.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERITAGE RANCH CSD serves 2,956 people · EPA ID CA4010012
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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