2450 Sand Harbor Ct, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2450 Sand Harbor Ct, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,462 sqft · built 2008
Lot Size	0.23 acres (10,033 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,739 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-194-006`

Property Details

APN / Parcel Number

Primary APN	`012-194-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,462 sqft Living Area
1st Floor Area	2,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	10,033 sqft (0.23 acres)
Terrain	Combination
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2450 SAND HARBOR CT
City	PASO ROBLES
State	CA
Zip	93446-7758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 1990-1 LT 66
Legal Subdivision	TRACT 1990 PH 01
Legal Tract	1990-1
Legal Block	2
Legal Lot Number	66
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2121
Census Tract	10017

Owner

2450 Sand Harbor Ct is owned and occupied by two individuals who acquired it in June 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2450 SAND HARBOR CT, PASO ROBLES, CA 93446-7758
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2020	Intrafamily Transfer, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 2, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 28, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Feb 28, 2017	Grant Deed, Transfer · VA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020
Deed Sale	Jun 30, 2020
Prior Sale	Feb 28, 2017 · Amount on File
Deed Document Number	202032356
Prior Transfer Date	Jun 20, 2020
Prior Transfer Doc	0000032356
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2450 SAND HARBOR CT, PASO ROBLES, CA 93446-7758
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 SAND HARBOR CT, PASO ROBLES, CA 93446-7758

Mortgage

Document Number	0000035976
Date	May 13, 2021
Instrument	2021035976

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2020
Property Address	2450 SAND HARBOR CT, PASO ROBLES, CA 93446-7758
Document Number	0000032356
Map Reference	MB 25 PG 1
Instrument Date	Jun 20, 2020
Instrument	2020032356
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2450 SAND HARBOR CT, PASO ROBLES, CA 93446-7758

Mortgage

Document Number	0000032357
Date	Jun 30, 2020
Instrument	2020032357

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2450 SAND HARBOR CT, PASO ROBLES, CA 93446-7758
Document Number	0000045190
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2450 SAND HARBOR CT PASO ROBLES CA 934467758, PASO ROBLES, CA 93446-7758

Mortgage

Document Number	0000045190
Date	Oct 6, 2017
Instrument	45190

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 28, 2017
Property Address	2450 SAND HARBOR CT, PASO ROBLES, CA 93446-7758
Document Number	0000009214
Instrument Date	Jan 30, 2017
Instrument	9214
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9950 SPOTTED BASS LN PASO ROBLES CA 934467718, PASO ROBLES, CA 93446-7718

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 28, 2017
Property Address	2450 SAND HARBOR CT, PASO ROBLES, CA 93446-7758
Document Number	0000009216
Map Reference	MAP25 PG1
Instrument Date	Jan 25, 2017
Instrument	2017009216
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2450 SAND HARBOR CT, PASO ROBLES, CA 93446-7758

Mortgage

Document Number	0000009217
Date	Feb 28, 2017
Instrument	2017009217

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2450 Sand Harbor Ct was $5,739 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,071 (+2%) Land $165,729 Building $369,342
2025	$5,739.00 Homeowner's exemption	$524,580 Land $162,480 Building $362,100
2023	$5,400.00 (-2.16%) Homeowner's exemption	$504,212 Land $156,172 Building $348,040
2022	$5,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2450 Sand Harbor Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2450 Sand Harbor Ct is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERITAGE RANCH CSD serves 2,956 people · EPA ID CA4010012
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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