Stanislaus County property record for 2405 Prairie Dr, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,779 sqft · built 1988 |
| Lot Size | 0.118 acres (5,126 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,518 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-021-041-000 |
| Primary APN | 077-021-041-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,779 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 5,126 sqft (0.118 acres) |
| View / Lot | Cul-De-Sac |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2405 PRAIRIE DR |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-9240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY RANCH ESTATES NO 2 BLK 11043 LOT 21 |
| Legal Subdivision | COUNTRY RANCH ESTATES 2 |
| Legal Block | 11043 |
| Legal Lot Number | 21 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 911 |
2405 Prairie Dr is owned and occupied by an individual who acquired it in November 2016.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2405 PRAIRIE DR, MODESTO, CA 95355-9240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2017 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 26, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERISTAR MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2016 |
| Deed Sale | Nov 29, 2016 |
| Prior Sale | Nov 29, 2016 · Amount on File |
| Deed Document Number | 201693673 |
| Prior Transfer Date | Nov 23, 2016 |
| Prior Transfer Doc | 0000093673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2405 PRAIRIE DR, MODESTO, CA 95355-9240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000058179 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 2017-0058179 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2405 PRAIRIE DR, MODESTO, CA 95355-9240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044677 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2020-0044677 |
| Name | AMERISTAR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2040 |
The 2026 property tax bill for 2405 Prairie Dr was $3,518 with a homeowner's exemption, up 1.6% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Secondary School District | Modesto City High School District (09 - 12) |
| Elementary School District | Sylvan Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,518.00 (+1.62%) Homeowner's exemption | $326,721 (+2%) Land $130,214 Building $196,507 |
| 2025 | $3,462.00 Homeowner's exemption | $320,315 Land $127,661 Building $192,654 |
| 2023 | $3,409.00 (+4.22%) | $307,878 Land $122,704 Building $185,174 |
| 2022 | $3,271.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2405 Prairie Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2405 Prairie Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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