2405 Monroe St, Commerce, TX 75428 Property Records

Hunt County property record for 2405 Monroe St, Commerce, TX 75428 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1940
Square Footage2,215 sqft Living Area
Lot Size9,104 sqft (0.209 acres)
GarageCarport, 252 sqft
Last Sale$184,000 (2024)
Tax Bill$6,999.00 (2025)

Owner

Source: Hunt County records · APN 2520-0010-0110-31

Assessment roll updated September 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5018 ROUNDTABLE LN, GARLAND, TX 75044-5462
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Jan 19, 2021Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage
EVERETT FINANCIAL INC
Sep 25, 2019Warranty Deed, Construction Loan · Building or Construction Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2024 · Amount on Record
Deed SaleDec 20, 2024 · Amount on Record
Prior SaleJul 25, 2024 · Amount on Record
Deed Doc Number202424296
Prior Transfer DateJan 15, 2021
Prior Transfer Doc0000001093
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address2405 MONROE ST, COMMERCE, TX 75428-3450
Transaction TypeMortgage
Record UpdatedMay 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 MONROE ST, COMMERCE, TX 75428-3450

Mortgage

Document Number0000010997
DateMay 10, 2022
Instrument2022-10997
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2052

January 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateJan 19, 2021
Property Address2405 MONROE ST, COMMERCE, TX 75428-3450
Document Number0000001093
Map ReferenceVOL 183 PG 34
Instrument DateJan 15, 2021
Instrument2021-01093
Transaction TypeTransfer
Record UpdatedAug 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 MONROE ST, COMMERCE, TX 75428-3450

Mortgage

Document Number0000001094
DateJan 19, 2021
Instrument2021-01094
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Special NotesLender is also the Seller
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

September 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateSep 25, 2019
Property Address2405 MONROE ST, COMMERCE, TX 75428-3450
Document Number0000014161
Instrument DateSep 24, 2019
Instrument14161
Transaction TypeConstruction Loan
Record UpdatedOct 09, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2410 JACK FINNEY BLVD #5107 GREENVILLE TX 754023726, 5107, GREENVILLE, TX 75402-3726

Mortgage

Document Number14162
DateSep 25, 2019
Instrument14162
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressBEDFORD, TX 76021
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 24, 2020

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,999.00 (-15.95%)$268,340 (-5.79%) Land $29,680 Building $238,660$268,340 (-5.79%) Land $29,680 Building $238,660
2024$8,327.00 (+17.55%)
2023$284,820 Land $26,040 Building $258,780$284,820 Land $26,040 Building $258,780
2022$7,084.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN2520-0010-0110-31
Alternative APNs
  • R41652
  • 41652

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area2,215 sqft Living Area
Gross Area2,449 sqft Gross Area
1st Floor2,215 sqft 1st Floor
Stories1 Stories
Utility Area774 sqft Utility Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,104 sqft (0.209 acres)
Depth X Width153 ft x 59 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area252 sqft Garage
CarportCarport
Carport Area252 sqft Carport
Shed1 Shed
Shed Area120 sqft Shed
Porch Area249 sqft Porch

Location & Zoning

Street Address2405 MONROE ST
CityCOMMERCE
StateTX
Zip75428-3450
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS2520 COLLEGE HEIGHTS ADDITION BLK 1 LOT 11 (N 60 10-12) ACRES .209
Legal SubdivisionCOLLEGE HEIGHTS ADDITION
Legal Block1
Legal Lot Number11
JurisdictionHUNT TX
Minor Civil DivisionCOMMERCE
Census Blockgroup1
Census Block1058
Census Tract960600

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