2314 Monroe St, Commerce, TX 75428 Property Records

Hunt County property record for 2314 Monroe St, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1,488 sqft · built 1950
Lot Size0.226 acres (9,875 sqft)
OwnerIndividual Name on File
Tax Bill$2,129 (2024)
Deeds & MortgagesApr 2022 Construction Loan
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5151-0020-0070-31

Property Details

APN / Parcel Number

Primary APN5151-0020-0070-31
Alternative APN
  • R81669

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft
FlooringOther

Exterior

Year BuiltBuilt 1950
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,875 sqft (0.226 acres)
Lot Dimensions170 ft deep x 59 ft wide
Garage TypeDetached
Garage Area228 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area128 sqft
Deck Area140 sqft
Shed1 Shed
Shed Area190 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Account NumberR81669
Street Address2314 MONROE ST
CityCOMMERCE
StateTX
Zip75428-3369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS5151 W J TAYLOR ADDITION #2 BLK 2 LOT 7 ACRES .2267
Legal SubdivisionW J TAYLOR ADDITION #2
Legal Block2
Legal Lot Number7
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2028
Census Tract960600

Owner

Source: Hunt County records · APN 5151-0020-0070-31

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2314 MONROE ST, COMMERCE, TX 75428-3369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2022Vendor's Lien, Transfer · Construction Mortgage
GUARANTY BANK & TRUST NA
Jun 14, 2018Warranty Deed, Transfer
FRIENDS OF THE CMRC PUBLIC LIB
May 03, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 08, 2022
Deed SaleApr 08, 2022
Prior SaleMay 03, 2018
Deed Document Number2022-08310
Record UpdatedJun 08, 2026

April 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateApr 08, 2022
Property Address2314 MONROE ST, COMMERCE, TX 75428-3369
Document Number0000008310
Map ReferenceVOL 173 PG 102
Instrument DateApr 05, 2022
Instrument2022-08310
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 OAK LN, 201, COMMERCE, TX 75428-3640

Transferred To (Grantee/Buyer)

NameVerified Name
Address2314 MONROE ST, DODD CITY, TX 75438

Mortgage

Document Number0000008311
DateApr 08, 2022
Instrument2022-08311
Lender
NameGUARANTY BANK & TRUST NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term300 Months
DueApr 05, 2047
Interest
Rate TypeAdjustable Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateJun 14, 2018
Property Address2314 MONROE ST, COMMERCE, TX 75428-3369
Document Number0000009094
Instrument DateJun 12, 2018
Instrument9094
Transaction TypeTransfer
Record UpdatedJun 28, 2018
Title CompanyKINCY ABSTRACT AND SABINE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 OAK LN COMMERCE TX 754283640, COMMERCE, TX 75428-3640

Mortgage

Document Number9095
DateJun 14, 2018
Instrument9095
Lender
NameFRIENDS OF THE CMRC PUBLIC LIB
Address1210 PARK ST, COMMERCE, TX 75428-2645
Agreement
AmountAmount Recorded
Term120 Months
DueJun 13, 2028

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUNT TX
Recording DateMay 03, 2018
Property Address2314 MONROE ST, COMMERCE, TX 75428-3369
Document Number0000007014
Instrument DateMay 03, 2018
Instrument7014
Transaction TypeTransfer
Record UpdatedSep 12, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1210 PARK ST COMMERCE TX 754282645, COMMERCE, TX 75428-2645

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$151,160 (+8.99%) Land $32,090 Building $119,070$151,160 (+8.99%) Land $32,090 Building $119,070
2024$2,129.00 (-4.14%)
2023$138,690 Land $28,240 Building $110,450$138,690 Land $28,240 Building $110,450
2022$2,221.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 374 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Peoples Telephone Cooperative
Fixed Wireless
500 / 60
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless
400 / 50

May also be available: AMG Technology Investment Group, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF COMMERCE
serves 9,266 people
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number