2405 Lucia Ct, Laredo, TX 78041 Property Records

Webb County property record for 2405 Lucia Ct, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,390 sqft · built 2016
Lot Size	0.15 acres (6,521 sqft)
Owner	Individual Name on Record
Last Sale	$266,100 (Jan 2017)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`987-54001-260`

Property Details

APN / Parcel Number

Primary APN	`987-54001-260`
Alternative APN	`545645`

Interior

Stories	2 Stories
Building Area	2,390 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	1,265 sqft
Utility Area	116 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,521 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	328 sqft

Location & Zoning

Street Address	2405 LUCIA CT
City	LAREDO
State	TX
Zip	78041-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW-VISION, BLOCK 1, LOT 26, PHASE V
Legal Subdivision	NEW-VISION
Legal Phase	V
Legal Block	1
Legal Lot Number	26
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1004
Census Tract	1602

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 LUCIA CT, LAREDO, TX 78041-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC
Jan 31, 2017	Vendor's Lien, Transfer · FHA Mortgage NORTHSTAR BANK OF TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	20171287592
Deed Book / Page	4181 / 179
Prior Transfer Date	Jan 30, 2017
Prior Transfer Doc	004181/179
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2405 LUCIA CT, LAREDO, TX 78041-1600
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004673/177
Date	Oct 2, 2019
Book Page	4673/177
Instrument	1373365

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 31, 2017
Property Address	2405 LUCIA CT, LAREDO, TX 78041-1600
Document Number	004181/179
Book / Page	4181 / 179
Map Reference	VOL 33 PG 59-60
Instrument Date	Jan 30, 2017
Instrument	1287592
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 LUCIA CT, LAREDO, TX 78041-1600

Mortgage

Document Number	0001287593
Date	Jan 31, 2017
Instrument	1287593

Lender

Name	NORTHSTAR BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,292 (+5.42%) Land $79,425 Building $298,867	$378,292 (-0.51%) Land $79,425 Building $298,867
2025	$1,816.00 (-11.24%) Homeowner's exemption	$358,832 (-1.14%)	$380,219 (+4.75%) Land $79,425 Building $300,794
2024	$2,046.00 (+11.99%)
2023		$362,965 Land $73,556 Building $289,409	$362,965 Land $73,556 Building $289,409
2022	$1,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Lucia Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures