2401 Lucia Ct, Laredo, TX 78041 Property Records

Webb County property record for 2401 Lucia Ct, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,746 sqft · built 2017
Lot Size	0.17 acres (7,402 sqft)
Owner	Individual Name on Record
Last Sale	$228,900 (Mar 2020)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`987-54001-280`

Property Details

APN / Parcel Number

Primary APN	`987-54001-280`
Alternative APN	`545647`

Interior

Stories	1 Story
Building Area	1,746 sqft Living Area
Gross Area	2,166 sqft
1st Floor Area	1,746 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,402 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft

Location & Zoning

Street Address	2401 LUCIA CT
City	LAREDO
State	TX
Zip	78041-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW-VISION, BLOCK 1, LOT 28, PHASE V
Legal Subdivision	NEW-VISION
Legal Phase	V
Legal Block	1
Legal Lot Number	28
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1004
Census Tract	1602

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2401 LUCIA CT, LAREDO, TX 78041-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 4, 2020	Vendor's Lien, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 18, 2017	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	20201386413
Deed Book / Page	4749 / 839
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	004749/839
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2401 LUCIA CT, LAREDO, TX 78041-1600
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005152/509
Date	Nov 12, 2021
Book Page	5152/509
Instrument	1448660

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	May 1, 2050

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 4, 2020
Property Address	2401 LUCIA CT, LAREDO, TX 78041-1600
Document Number	004749/839
Book / Page	4749 / 839
Map Reference	VOL 33 PG 59&60
Instrument Date	Feb 28, 2020
Instrument	1386413
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 LUCIA CT, LAREDO, TX 78041-1600

Mortgage

Document Number	0001386414
Date	Mar 4, 2020
Instrument	1386414

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Apr 18, 2017
Property Address	2401 LUCIA CT, LAREDO, TX 78041-1600
Document Number	004221/361
Book / Page	4221 / 361
Map Reference	MB 33 PG 59-60
Instrument Date	Apr 10, 2017
Instrument	1294491
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 LUCIA CT, LAREDO, TX 78041-1600

Mortgage

Document Number	0001294492
Date	Apr 18, 2017
Instrument	1294492

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,495 (-0.46%) Land $89,789 Building $231,706	$321,495 (-0.46%) Land $89,789 Building $231,706
2025	$1,634.00 (-15.95%)	$322,978 (+6.02%) Land $89,789 Building $233,189	$322,978 (+6.02%) Land $89,789 Building $233,189
2024	$1,944.00 (+22.73%)
2023		$304,637 Land $83,127 Building $221,510	$304,637 Land $83,127 Building $221,510
2022	$1,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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