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2405 Kipling Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 2405 Kipling Ave, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1958
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$870,000 (Jan 2025)
Tax Bill$8,224 (2025)
Deeds & MortgagesJan 2024 Mortgage
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN48-00052-0000-00115

Property Details

APN / Parcel Number

Primary APN48-00052-0000-00115
Alternative APNs
  • 480005200115
  • 14420

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions96 ft deep x 75 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number14420
Street Address2405 KIPLING AVE
CitySPRING LAKE
StateNJ
Zip07762-2311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionSPRING LAKE HEIGHTS SEC 01
Legal Block52
Legal Lot Number115
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE HEIGHTS
Census Block Group2
Census Block2005
Census Tract808902

Owner

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2405 KIPLING AVE, SPRING LAKE, NJ 07762-2311
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Deed of Trust, Mortgage · Commercial Mortgage
LAKELAND BANK
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Aug 31, 2022Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Jul 23, 2020Grant Deed, Transfer
ATTORNEY ONLY
Jun 8, 2018Grant Deed, Transfer
NUCO TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2025 · Amount on Record
Deed SaleJan 27, 2025 · Amount on Record
Prior SaleJul 23, 2020 · Amount on Record
Deed Document Number20257281
Deed Book / Page9723 / 1306
Prior Transfer DateAug 3, 2022
Prior Transfer Doc0096132358
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address2405 KIPLING AVE, SPRING LAKE, NJ 07762-2311
Transaction TypeMortgage
Record UpdatedFeb 5, 2024
Title CompanySEARCHTEC INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096750001
DateJan 22, 2024
Book Page9675/1
Instrument2024004420
Lender
NameLAKELAND BANK
TypeBank
AddressOAK RIDGE, NJ 07438
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address2405 KIPLING AVE, SPRING LAKE, NJ 07762-2311
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094889537
DateMar 10, 2021
Book Page9488/9537
Instrument2021037223
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONMOUTH NJ
Recording DateAug 31, 2022
Property Address2405 KIPLING AVE, SPRING LAKE, NJ 07762-2311
Document Number0096132358
Book / Page9613 / 2358
Instrument DateAug 3, 2022
Instrument2022089487
Transaction TypeTransfer
Record UpdatedSep 20, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2405 KIPLING AVE, 2405, SPRING LAKE, NJ 07762-2311

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 KIPLING AVE, SPRING LAKE, NJ 07762-2311

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJul 23, 2020
Property Address2405 KIPLING AVE, SPRING LAKE, NJ 07762-2311
Document Number0000079161
Book / Page009428 / 006487
Instrument DateJul 9, 2020
Instrument79161
Transaction TypeTransfer
Record UpdatedSep 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$470.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 KIPLING AVE SPRING LAKE NJ 077622311, SPRING LAKE, NJ 07762-2311

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJun 8, 2018
Property Address2405 KIPLING AVE, SPRING LAKE, NJ 07762-2311
Document Number0000056994
Book / Page009291 / 006396
Instrument DateMay 30, 2018
Instrument56994
Transaction TypeTransfer
Record UpdatedJul 2, 2018
Title CompanyNUCO TITLE INSURANCE AGENCY INC

Transaction

AmountAmount Recorded
Tax$424.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2405 KIPLING AVE SPRING LAKE NJ 077622311, SPRING LAKE, NJ 07762-2311

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Heights Borough
Unified School DistrictSpring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$864,900 (+7.7%) Land $639,100 Building $225,800$864,900 (+7.7%) Land $639,100 Building $225,800
2025$8,224.00 (+3.38%)$803,100 (+29.59%) Land $558,300 Building $244,800$803,100 (+29.59%) Land $558,300 Building $244,800
2024$7,955.00 (+20.46%)
2023$619,700 Land $385,000 Building $234,700$619,700 Land $385,000 Building $234,700
2022$6,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 individual policies
Nearby Flood Policies34 units insured
incl. 22 condo units
Nearby Flood Claims1 (2018)
Most Recent ClaimAug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF SPRINGLAKE HEIGHTS
serves 5,000 people · EPA ID NJ1349001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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