Monmouth County and Spring Lake Heights Borough property record for 2398 Kipling Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 1968 |
| Lot Size | 0.245 acres (10,659 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Jun 2012) |
| Tax Bill | $9,775 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00065-01-00001 |
| Primary APN | 48-00065-01-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Upper Floors Area | 1,220 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,659 sqft (0.245 acres) |
| Lot Dimensions | 146 ft deep x 73 ft wide |
| Garage Type | Built-in |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 16340 |
|---|---|
| Street Address | 2398 KIPLING AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-2375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | /THE BOROUGH/SPGS LAKE HEIGHTS |
| Legal Block | 65.1 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 808902 |
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2398 KIPLING AVE, SPRING LAKE, NJ 07762-2375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage GREENWAY MORTGAGE FUNDING CORP |
| May 10, 2017 | Grant Deed, Transfer · FHA Mortgage GREENWAY MTG FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2012 · Amount on Record |
| Deed Sale | Jun 5, 2012 · Amount on Record |
| Prior Sale | Jul 21, 1998 · Amount on Record |
| Deed Document Number | 201257695 |
| Deed Book / Page | 8952 / 2363 |
| Prior Transfer Date | Jun 15, 1998 |
| Prior Transfer Doc | 0057320865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2398 KIPLING AVE, SPRING LAKE, NJ 07762-2375 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | MEGA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0094923140 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 9492/3140 |
| Instrument | 2021043460 |
| Name | GREENWAY MORTGAGE FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, NJ 07748 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 10, 2017 |
| Property Address | 2398 KIPLING AVE, SPRING LAKE, NJ 07762-2375 |
| Document Number | 0000046755 |
| Book / Page | 009226 / 004465 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 46755 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $456.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2398 KIPLING AVE SPRING LAKE NJ 077622375, SPRING LAKE, NJ 07762-2375 |
| Document Number | 46756 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 009226/004470 |
| Instrument | 46756 |
| Name | GREENWAY MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, NJ 07748 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2047 |
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $999,900 (+4.75%) Land $727,900 Building $272,000 | $999,900 (+4.75%) Land $727,900 Building $272,000 | |
| 2025 | $9,775.00 (+3.14%) | $954,600 (+22.75%) Land $685,100 Building $269,500 | $954,600 (+22.75%) Land $685,100 Building $269,500 |
| 2024 | $9,477.00 (+22.79%) | ||
| 2023 | $777,700 Land $553,900 Building $223,800 | $777,700 Land $553,900 Building $223,800 | |
| 2022 | $7,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 individual policies |
| Nearby Flood Policies | 34 units insured incl. 22 condo units |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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