2405 Gumtree Rd, Forest, VA 24551 Property Records

Bedford County property record for 2405 Gumtree Rd, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,312 sqft · built 1965
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jan 2023)
Tax Bill	$957 (2023)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100 2 4`

Property Details

APN / Parcel Number

Primary APN	`100 2 4`
Alternative APNs	`10004700` `458800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	2,923 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Porch Area	457 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	458800
Street Address	2405 GUMTREE RD
City	FOREST
State	VA
Zip	24551-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL HTS LTS4-5
Legal Subdivision	COLONIAL HTS
Legal Lot Number	4-5
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	2
Census Block	2001
Census Tract	30103

Owner

2405 Gumtree Rd is owned and occupied by an individual who bought it in January 2023.

Source: Bedford County records, as of August 14, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	107 RIDGEVIEW DR, LYNCHBURG, VA 24503-3503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Prior Sale	Feb 24, 2012 · Amount on File
Deed Document Number	230000579
Record Updated	Jun 7, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 26, 2023
Property Address	2405 GUMTREE RD, FOREST, VA 24551-3928
Document Number	0230000579
Instrument Date	Jan 6, 2023
Instrument	230000579
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	NOT AVAILABLE, MOUNTAIN VIEW STLMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 RIDGEVIEW DR, LYNCHBURG, VA 24503-3503
Investor	Possibly a Property Investor

Mortgage

Document Number	0230000580
Date	Jan 26, 2023
Instrument	230000580

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$957.00 Additional exemption filed	$116,750	$233,500 Land $63,000 Building $170,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2405 Gumtree Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Gumtree Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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