Bedford County property record for 2095 Gumtree Rd, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,804 sqft · built 2001 |
| Lot Size | 2.28 acres (99,317 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,391 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100 A 19A |
| Primary APN | 100 A 19A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 1,804 sqft |
| Basement Area | 1,804 sqft |
| Unfinished Basement | 1,804 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 99,317 sqft (2.28 acres) |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 156 sqft |
| Deck Area | 346 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2095 GUMTREE RD |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL A PB 40/269 |
| Legal Subdivision | CHARLES W & HELEN R GLASS PROPERTY |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30103 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2095 GUMTREE RD, FOREST, VA 24551-3925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BEACON CREDIT UNION |
| Dec 3, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES |
| Dec 20, 2021 | Deed of Trust, Mortgage · Line of Credit BEACON CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 21, 2013 |
| Transfer Doc | 0000009901 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 3, 2026 |
| Property Address | 2095 GUMTREE RD, FOREST, VA 24551-3925 |
| Document Number | 0000002939 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20262939 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2095 GUMTREE RD, FOREST, VA 24551-3925 |
| Document Number | 0000002939, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 20262939 |
| Name | BEACON CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 18, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 2095 GUMTREE RD, FOREST, VA 24551-3925 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2235 GUMTREE RD, FOREST, VA 24551-3926 |
| Document Number | 0250010406 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 250010406 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Address | FOREST, VA 24551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 2095 GUMTREE RD, FOREST, VA 24551-3925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210017896 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 210017896 |
| Name | BEACON CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 25, 2036 |
| Rate Type | Adjustable Rate |
|---|
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,391.00 | $339,500 (+1%) Land $72,800 Building $266,700 | |
| 2023 | $1,391.00 Additional exemption filed | $169,750 | $339,500 Land $72,800 Building $266,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Glo Fiber Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures