2405 E Cobalt Dr, Saint George, UT 84790 Property Records

Washington County property record for 2405 E Cobalt Dr, Saint George, UT 84790

Property Summary

Property TypeSingle Family Home
Details7 bd · 5.5 ba · 7,111 sqft · built 2007
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$521,300 (Feb 2009)
Tax Bill$6,218 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNSG-SCF-2-43

Property Details

APN / Parcel Number

Primary APNSG-SCF-2-43
Alternative APN
  • 0563133

Interior

Bedrooms7 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area7,111 sqft Living Area
Gross Area7,880 sqft
1st Floor Area3,208 sqft
AtticAttic
Attic Area2,146 sqft
Basement Area4,280 sqft
Finished Basement3,903 sqft
Unfinished Basement377 sqft
Media RoomMedia Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialStucco
Roof TypeHip
Roof MaterialConcrete
Lot Area20,473 sqft (0.47 acres)
Garage TypeAttached
Garage Area1,450 sqft

Exterior Amenities

PorchCovered Slab
Porch Area1,393 sqft
Deck AreaDeck Area
Patio Area714 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0563133
Street Address2405 E COBALT DR
CitySAINT GEORGE
StateUT
Zip84790-6176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSUBDIVISION: STONE CLIFF 2 (SG) LOT: 43
Legal SubdivisionSTONE CLIFF 2
Legal Lot Number43
JurisdictionWASHINGTON UT
Township / Civil DivisionST. GEORGE
Census Block Group2
Census Block2016
Census Tract271703

Owner

2405 E Cobalt Dr is owned and occupied by two individuals who bought it in February 2009.

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2405 E COBALT DR, SAINT GEORGE, UT 84790-6176
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2009 · Amount on File
Deed SaleFeb 4, 2009 · Amount on File
Deed Document Number20093951
Prior Transfer DateJan 30, 2009
Prior Transfer Doc0000003951
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address2405 E COBALT DR, SAINT GEORGE, UT 84790-6176
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004527
DateFeb 1, 2018
Instrument20180004527
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJan 11, 2048

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address2405 E COBALT DR, SAINT GEORGE, UT 84790-6176
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOUTHERN UTAH TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052186
DateSep 23, 2020
Instrument20200052186
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2405 E Cobalt Dr was $6,218.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateUtah
CountyWashington County
MunicipalitySt. George City
Unified School DistrictWashington School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$962,720 Land $233,750 Building $728,970$1,750,400 Land $425,000 Building $1,325,400
2025$6,218.00
2023$5,895.00$880,825$1,601,500 Land $315,000 Building $1,286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 E Cobalt Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 E Cobalt Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST GEORGE CITY WATER SYSTEM
serves 105,240 people · EPA ID UTAH27015
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
InfoWest
Fixed Wireless
200 / 40
AT&T
Fixed Wireless
100 / 20

May also be available: SC Broadband, Verizon.

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