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2405 E Clay Ave, Fresno, CA 93701 Property Records

Fresno County property record for 2405 E Clay Ave, Fresno, CA 93701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,139 sqft · built 1916
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Apr 2019)
Tax Bill$1,910 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN452-074-18

Property Details

APN / Parcel Number

Primary APN452-074-18

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,139 sqft Living Area
1st Floor Area791 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleL-Shape
Construction TypeFrame
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide

Location & Zoning

Street Address2405 E CLAY AVE
CityFRESNO
StateCA
Zip93701-1138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOTS 9-10 BLK 4 KLEINHURST TRACT
Legal SubdivisionKLEINHURST
Legal Block4
Legal Lot Number10
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group3
Census Block3006
Census Tract2400

Owner

2405 E Clay Ave is owned and occupied by an individual who bought it in April 2019.

Source: Fresno County records, as of August 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2405 E CLAY AVE, FRESNO, CA 93701-1138
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE GOLDEN 1 CU
Apr 4, 2019Grant Deed, Transfer · VA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2019 · Amount on File
Deed SaleApr 4, 2019 · Amount on File
Prior SaleSep 23, 2004 · Amount on File
Deed Document Number201933568
Transfer Doc0000014112
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address2405 E CLAY AVE, FRESNO, CA 93701-1138
Transaction TypeMortgage
Record UpdatedApr 26, 2023
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 E CLAY AVE, FRESNO, CA 93701-1138

Mortgage

Document Number0000034927
DateApr 12, 2023
Instrument2023-0034927
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term84 Months
DueApr 15, 2030

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateApr 4, 2019
Property Address2405 E CLAY AVE, FRESNO, CA 93701-1138
Document Number0000033568
Map ReferenceVOL 5 PG 48
Instrument DateMar 11, 2019
Instrument2019-0033568
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 E CLAY AVE, FRESNO, CA 93701-1138

Mortgage

Document Number0000033569
DateApr 4, 2019
Instrument2019-0033569
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2405 E Clay Ave was $1,910.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictFresno Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$147,911 (+2%) Land $45,509 Building $102,402
2025$1,910.00$145,012 Land $44,617 Building $100,395
2023$1,803.00 (+1.35%)$139,384 Land $42,886 Building $96,498
2022$1,779.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2405 E Clay Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2405 E Clay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks, Verizon.

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