Bay County property record for 2405 E Baldwin Rd, Panama City, FL 32405 · Last verified February 2026
| Property Type | Day Care, Pre-School |
|---|---|
| Details | 3 bd · 2 ba · 3,104 sqft · built 1957 |
| Lot Size | 0.619 acres (26,964 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $265,000 (Apr 2006) |
| Tax Bill | $2,020 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 12039-000-000 |
| Primary APN | 12039-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,104 sqft Total Area |
| 1st Floor Area | 2,700 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 26,964 sqft (0.619 acres) |
| Lot Dimensions | 200 ft deep x 135 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 192 sqft |
| Patio Area | 1,216 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2405 E BALDWIN RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5803 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Day Care, Pre-School |
| Legal Description | HIGHLAND PARK MAP-104A (3.01) BEG SW COR LOT 3 TH N 200' E 135' S 200' W 135' TO POB |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | HIGHLAND CITY |
| Legal Block | 9 |
| Legal Lot Number | 3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 5 |
| Census Block | 5030 |
| Census Tract | 1302 |
Source: Bay County records · APN 12039-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2442 ROLLING PINES RD, CHIPLEY, FL 32428-3642 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2006 · Amount on Record |
| Deed Sale | Apr 19, 2006 · Amount on Record |
| Prior Sale | Aug 02, 2001 · Amount on Record |
| Deed Document Number | 0027652108 |
| Deed Book / Page | 2765 / 2108 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,020.00 (-10.42%) | $163,257 (-3.73%) Land $81,000 Building $82,257 | $163,257 (-3.73%) Land $81,000 Building $82,257 |
| 2023 | $2,255.00 (+17.45%) | $169,583 (+13.78%) Land $81,000 Building $88,583 | $169,583 (+13.78%) Land $81,000 Building $88,583 |
| 2022 | $1,920.00 | $149,041 Land $61,236 Building $87,805 | $149,041 Land $61,236 Building $87,805 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013025, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 115 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 5 (2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2018, other causes, Hurricane Michael |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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