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2341 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 2341 E Baldwin Rd, Panama City, FL 32405 · Last verified February 2026

Property Summary

Property TypeCommercial Office
Details6 bd · 4 ba · 2,190 sqft · built 1977
Lot Size9.15 acres (399,010 sqft)
Owner2 Individual Names on File
Tax Bill$1,796 (2025)
Deeds & MortgagesJul 2017 Sale
Jul 2017 Construction Loan
Flood ZoneZone A (high risk)
APN12040-000-000

Property Details

APN / Parcel Number

Primary APN12040-000-000

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,190 sqft Total Area
1st Floor Area4,296 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area399,010 sqft (9.15 acres)
Lot Dimensions645 ft deep x 615 ft wide
PorchPorch
Porch Area82 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2341 E BALDWIN RD
CityPANAMA CITY
StateFL
Zip32405-5801
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionHIGHLAND CITY LOTS 4 & 5 BLK 9 MAP 104A
Legal Range14W
Legal Township03S
Legal Section27
Legal SubdivisionHIGHLAND CITY
Legal Block9
Legal Lot Number4,5 5
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group5
Census Block5030
Census Tract1302

Owner

Source: Bay County records · APN 12040-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1408 INVERNESS RD, LYNN HAVEN, FL 32444-5442
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2017Warranty Deed, Transfer
FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR
Jul 24, 2017Quit Claim Deed, Construction Loan · Construction Mortgage
PEOPLESSOUTH BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 24, 2017
Transfer Doc0039201664
Record UpdatedJun 08, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 24, 2017
Property Address2341 E BALDWIN RD, PANAMA CITY, FL 32405-5801
Document Number0039201664
Book / Page003920 / 001664
Instrument DateJul 20, 2017
Instrument41436
Transaction TypeTransfer
Record UpdatedAug 08, 2017
Title CompanyFLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5844 SHANNON CIR YOUNGSTOWN FL 324662638, YOUNGSTOWN, FL 32466-2638

July 2017: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateJul 24, 2017
Property Address2341 E BALDWIN RD, PANAMA CITY, FL 32405-5801
Document Number0039201656
Book / Page003920 / 001656
Instrument DateJul 20, 2017
Instrument41435
Transaction TypeConstruction Loan
Record UpdatedAug 09, 2017
Title CompanyFLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 INVERNESS RD LYNN HAVEN FL 324445442, LYNN HAVEN, FL 32444-5442
InvestorPossibly a Property Investor

Mortgage

Document Number39201665
DateJul 24, 2017
Book Page003920/001665
Instrument41437
Lender
NamePEOPLESSOUTH BK
TypeBank
AddressPANAMA CITY, FL 32405
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueJul 23, 2037

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,796.00 (-8.09%)$145,151 (+2.14%) Land $109,128 Building $36,023$145,151 (+2.14%) Land $109,128 Building $36,023
2024$1,954.00 (+3.99%)$142,116 (+4.2%) Land $97,490 Building $44,626$142,116 (+4.2%) Land $97,490 Building $44,626
2023$1,879.00 (+35.28%)$136,391 (+13.31%) Land $85,023 Building $51,368$136,391 (+13.31%) Land $85,023 Building $51,368
2022$1,389.00$120,365 Land $68,997 Building $51,368$120,365 Land $68,997 Building $51,368

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013025, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 115 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims5 (2018)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2018, other causes, Hurricane Michael
Claims By Storm
  • Hurricane Michael, Oct 2018 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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