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2405 Chestoa Pike, Erwin, TN 37650 Property Records

Unicoi County property record for 2405 Chestoa Pike, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,074 sqft · built 1934
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on File
Last Sale$62,000 (Jun 2019)
Tax Bill$471 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN038-095.00

Property Details

APN / Parcel Number

Primary APN038-095.00
Alternative APNs
  • 086038 09500
  • 000009218

Interior

Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area1,074 sqft Living Area
1st Floor Area1,074 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1986
Architectural StyleCustom Design
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area23,958 sqft (0.55 acres)
TerrainRolling

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area409 sqft
Deck Area272 sqft
Patio Area272 sqft
Shed1 Shed
Shed Area154 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2405 CHESTOA PIKE
CityERWIN
StateTN
Zip37650-7923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY AREA: R03
JurisdictionUNICOI TN
Township / Civil Division1
Census Block Group1
Census Block1025
Census Tract80100

Owner

2405 Chestoa Pike is owned and occupied by two individuals who bought it in June 2019.

Source: Unicoi County records, as of March 25, 2026

Owner of Record2 Individual Names on File
Mailing Address2405 CHESTOA PIKE, ERWIN, TN 37650-7923
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2019 · Amount on File
Deed SaleJun 10, 2019 · Amount on File
Prior SaleApr 11, 2007 · Amount on File
Deed Document Number20191097
Deed Book / Page423 / 358
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateJun 10, 2019
Property Address2405 CHESTOA PIKE, ERWIN, TN 37650-7923
Document Number423358
Book / Page000423 / 000358
Instrument DateJun 10, 2019
Instrument1097
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyCLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$229.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2405 CHESTOA PIKE ERWIN TN 376507923, ERWIN, TN 37650-7923

Mortgage

Document Number423380
DateJun 10, 2019
Book Page000423/000380
Instrument1099
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address502 DEADERICK ST, NASHVILLE, TN 37243-0200
Agreement
TypeConventional Mortgage
AmountAmount on Record

Mortgage

Document Number423361,
DateJun 10, 2019
Book Page000423/000361
Instrument1098
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Chestoa Pike was $471.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$471.00$18,050 Land $3,125 Building $14,925$72,200 Land $12,500 Building $59,700
2024$471.00
2023$18,050 (-) Land $3,125 Building $14,925
2022$424.00$18,050 Land $3,125 Building $14,925$72,200 Land $12,500 Building $59,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2405 Chestoa Pike in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims7 (2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Chestoa Pike is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 65% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Erwin Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Xfinity.

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